LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,706
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$51,252
−HK$1,571/mo
Today · 4.125%
HK$52,823
baseline
▲ 0.50% · 4.625%
HK$56,037
+HK$3,214/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$105,646/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$926,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,298
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$56,781
−HK$1,504/mo
Today · 4.125%
HK$58,285
baseline
▲ 0.50% · 4.625%
HK$61,357
+HK$3,072/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$116,570/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$926,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,647
−HK$3,741/mo
▼ 0.25% · 3.875%
HK$61,503
−HK$1,885/mo
Today · 4.125%
HK$63,388
baseline
▲ 0.50% · 4.625%
HK$67,245
+HK$3,857/mo
Deposit HK$8.72M · loan HK$13.08M · min. income ≈ HK$126,776/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$926,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,357
−HK$3,585/mo
▼ 0.25% · 3.875%
HK$68,137
−HK$1,805/mo
Today · 4.125%
HK$69,942
baseline
▲ 0.50% · 4.625%
HK$73,629
+HK$3,687/mo
Deposit HK$8.72M · loan HK$13.08M · min. income ≈ HK$139,884/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$926,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,589
−HK$4,363/mo
▼ 0.25% · 3.875%
HK$71,753
−HK$2,199/mo
Today · 4.125%
HK$73,952
baseline
▲ 0.50% · 4.625%
HK$78,452
+HK$4,500/mo
Deposit HK$6.54M · loan HK$15.26M · min. income ≈ HK$147,904/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$926,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,417
−HK$4,182/mo
▼ 0.25% · 3.875%
HK$79,493
−HK$2,106/mo
Today · 4.125%
HK$81,599
baseline
▲ 0.50% · 4.625%
HK$85,900
+HK$4,301/mo
Deposit HK$6.54M · loan HK$15.26M · min. income ≈ HK$163,198/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$926,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,471
−HK$5,611/mo
▼ 0.25% · 3.875%
HK$92,254
−HK$2,828/mo
Today · 4.125%
HK$95,082
baseline
▲ 0.50% · 4.625%
HK$100,867
+HK$5,785/mo
Deposit HK$2.18M · loan HK$19.62M · min. income ≈ HK$190,164/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,536
−HK$5,377/mo
▼ 0.25% · 3.875%
HK$102,205
−HK$2,708/mo
Today · 4.125%
HK$104,913
baseline
▲ 0.50% · 4.625%
HK$110,443
+HK$5,530/mo
Deposit HK$2.18M · loan HK$19.62M · min. income ≈ HK$209,826/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,436 · Scale 2, in force from 26 Feb 2026)