LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,707
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$51,253
−HK$1,571/mo
Today · 4.125%
HK$52,824
baseline
▲ 0.50% · 4.625%
HK$56,038
+HK$3,214/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$105,648/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$926,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,298
−HK$2,988/mo
▼ 0.25% · 3.875%
HK$56,782
−HK$1,504/mo
Today · 4.125%
HK$58,286
baseline
▲ 0.50% · 4.625%
HK$61,358
+HK$3,072/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$116,572/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$926,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,648
−HK$3,741/mo
▼ 0.25% · 3.875%
HK$61,504
−HK$1,885/mo
Today · 4.125%
HK$63,389
baseline
▲ 0.50% · 4.625%
HK$67,246
+HK$3,857/mo
Deposit HK$8.72M · loan HK$13.08M · min. income ≈ HK$126,778/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$926,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,358
−HK$3,585/mo
▼ 0.25% · 3.875%
HK$68,138
−HK$1,805/mo
Today · 4.125%
HK$69,943
baseline
▲ 0.50% · 4.625%
HK$73,630
+HK$3,687/mo
Deposit HK$8.72M · loan HK$13.08M · min. income ≈ HK$139,886/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$926,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,590
−HK$4,364/mo
▼ 0.25% · 3.875%
HK$71,754
−HK$2,200/mo
Today · 4.125%
HK$73,954
baseline
▲ 0.50% · 4.625%
HK$78,453
+HK$4,499/mo
Deposit HK$6.54M · loan HK$15.26M · min. income ≈ HK$147,908/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$926,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,418
−HK$4,182/mo
▼ 0.25% · 3.875%
HK$79,494
−HK$2,106/mo
Today · 4.125%
HK$81,600
baseline
▲ 0.50% · 4.625%
HK$85,902
+HK$4,302/mo
Deposit HK$6.54M · loan HK$15.26M · min. income ≈ HK$163,200/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$926,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,472
−HK$5,611/mo
▼ 0.25% · 3.875%
HK$92,256
−HK$2,827/mo
Today · 4.125%
HK$95,083
baseline
▲ 0.50% · 4.625%
HK$100,869
+HK$5,786/mo
Deposit HK$2.18M · loan HK$19.62M · min. income ≈ HK$190,166/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,537
−HK$5,378/mo
▼ 0.25% · 3.875%
HK$102,207
−HK$2,708/mo
Today · 4.125%
HK$104,915
baseline
▲ 0.50% · 4.625%
HK$110,445
+HK$5,530/mo
Deposit HK$2.18M · loan HK$19.62M · min. income ≈ HK$209,830/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,451 · Scale 2, in force from 26 Feb 2026)