LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,708
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$51,254
−HK$1,571/mo
Today · 4.125%
HK$52,825
baseline
▲ 0.50% · 4.625%
HK$56,039
+HK$3,214/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$105,650/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$926,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,300
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$56,783
−HK$1,504/mo
Today · 4.125%
HK$58,287
baseline
▲ 0.50% · 4.625%
HK$61,360
+HK$3,073/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$116,574/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$926,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,650
−HK$3,740/mo
▼ 0.25% · 3.875%
HK$61,505
−HK$1,885/mo
Today · 4.125%
HK$63,390
baseline
▲ 0.50% · 4.625%
HK$67,247
+HK$3,857/mo
Deposit HK$8.72M · loan HK$13.08M · min. income ≈ HK$126,780/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$926,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,360
−HK$3,585/mo
▼ 0.25% · 3.875%
HK$68,139
−HK$1,806/mo
Today · 4.125%
HK$69,945
baseline
▲ 0.50% · 4.625%
HK$73,632
+HK$3,687/mo
Deposit HK$8.72M · loan HK$13.08M · min. income ≈ HK$139,890/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$926,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,591
−HK$4,364/mo
▼ 0.25% · 3.875%
HK$71,756
−HK$2,199/mo
Today · 4.125%
HK$73,955
baseline
▲ 0.50% · 4.625%
HK$78,455
+HK$4,500/mo
Deposit HK$6.54M · loan HK$15.26M · min. income ≈ HK$147,910/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$926,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,420
−HK$4,182/mo
▼ 0.25% · 3.875%
HK$79,496
−HK$2,106/mo
Today · 4.125%
HK$81,602
baseline
▲ 0.50% · 4.625%
HK$85,904
+HK$4,302/mo
Deposit HK$6.54M · loan HK$15.26M · min. income ≈ HK$163,204/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$926,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,474
−HK$5,611/mo
▼ 0.25% · 3.875%
HK$92,258
−HK$2,827/mo
Today · 4.125%
HK$95,085
baseline
▲ 0.50% · 4.625%
HK$100,871
+HK$5,786/mo
Deposit HK$2.18M · loan HK$19.62M · min. income ≈ HK$190,170/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,539
−HK$5,378/mo
▼ 0.25% · 3.875%
HK$102,209
−HK$2,708/mo
Today · 4.125%
HK$104,917
baseline
▲ 0.50% · 4.625%
HK$110,448
+HK$5,531/mo
Deposit HK$2.18M · loan HK$19.62M · min. income ≈ HK$209,834/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,471 · Scale 2, in force from 26 Feb 2026)