LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,709
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$51,255
−HK$1,571/mo
Today · 4.125%
HK$52,826
baseline
▲ 0.50% · 4.625%
HK$56,040
+HK$3,214/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$105,652/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$926,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,300
−HK$2,988/mo
▼ 0.25% · 3.875%
HK$56,783
−HK$1,505/mo
Today · 4.125%
HK$58,288
baseline
▲ 0.50% · 4.625%
HK$61,360
+HK$3,072/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$116,576/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$926,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,650
−HK$3,741/mo
▼ 0.25% · 3.875%
HK$61,506
−HK$1,885/mo
Today · 4.125%
HK$63,391
baseline
▲ 0.50% · 4.625%
HK$67,248
+HK$3,857/mo
Deposit HK$8.72M · loan HK$13.08M · min. income ≈ HK$126,782/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$926,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,360
−HK$3,586/mo
▼ 0.25% · 3.875%
HK$68,140
−HK$1,806/mo
Today · 4.125%
HK$69,946
baseline
▲ 0.50% · 4.625%
HK$73,632
+HK$3,686/mo
Deposit HK$8.72M · loan HK$13.08M · min. income ≈ HK$139,892/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$926,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,592
−HK$4,364/mo
▼ 0.25% · 3.875%
HK$71,757
−HK$2,199/mo
Today · 4.125%
HK$73,956
baseline
▲ 0.50% · 4.625%
HK$78,456
+HK$4,500/mo
Deposit HK$6.54M · loan HK$15.26M · min. income ≈ HK$147,912/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$926,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,420
−HK$4,183/mo
▼ 0.25% · 3.875%
HK$79,497
−HK$2,106/mo
Today · 4.125%
HK$81,603
baseline
▲ 0.50% · 4.625%
HK$85,905
+HK$4,302/mo
Deposit HK$6.54M · loan HK$15.26M · min. income ≈ HK$163,206/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$926,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,475
−HK$5,611/mo
▼ 0.25% · 3.875%
HK$92,259
−HK$2,827/mo
Today · 4.125%
HK$95,086
baseline
▲ 0.50% · 4.625%
HK$100,872
+HK$5,786/mo
Deposit HK$2.18M · loan HK$19.62M · min. income ≈ HK$190,172/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,540
−HK$5,378/mo
▼ 0.25% · 3.875%
HK$102,210
−HK$2,708/mo
Today · 4.125%
HK$104,918
baseline
▲ 0.50% · 4.625%
HK$110,449
+HK$5,531/mo
Deposit HK$2.18M · loan HK$19.62M · min. income ≈ HK$209,836/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,481 · Scale 2, in force from 26 Feb 2026)