LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,710
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$51,256
−HK$1,571/mo
Today · 4.125%
HK$52,827
baseline
▲ 0.50% · 4.625%
HK$56,041
+HK$3,214/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$105,654/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$926,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,302
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$56,785
−HK$1,504/mo
Today · 4.125%
HK$58,289
baseline
▲ 0.50% · 4.625%
HK$61,362
+HK$3,073/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$116,578/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$926,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,652
−HK$3,740/mo
▼ 0.25% · 3.875%
HK$61,507
−HK$1,885/mo
Today · 4.125%
HK$63,392
baseline
▲ 0.50% · 4.625%
HK$67,250
+HK$3,858/mo
Deposit HK$8.72M · loan HK$13.08M · min. income ≈ HK$126,784/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$926,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,362
−HK$3,585/mo
▼ 0.25% · 3.875%
HK$68,142
−HK$1,805/mo
Today · 4.125%
HK$69,947
baseline
▲ 0.50% · 4.625%
HK$73,634
+HK$3,687/mo
Deposit HK$8.72M · loan HK$13.08M · min. income ≈ HK$139,894/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$926,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,594
−HK$4,364/mo
▼ 0.25% · 3.875%
HK$71,758
−HK$2,200/mo
Today · 4.125%
HK$73,958
baseline
▲ 0.50% · 4.625%
HK$78,458
+HK$4,500/mo
Deposit HK$6.54M · loan HK$15.26M · min. income ≈ HK$147,916/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$926,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,422
−HK$4,183/mo
▼ 0.25% · 3.875%
HK$79,499
−HK$2,106/mo
Today · 4.125%
HK$81,605
baseline
▲ 0.50% · 4.625%
HK$85,907
+HK$4,302/mo
Deposit HK$6.54M · loan HK$15.26M · min. income ≈ HK$163,210/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$926,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,478
−HK$5,611/mo
▼ 0.25% · 3.875%
HK$92,261
−HK$2,828/mo
Today · 4.125%
HK$95,089
baseline
▲ 0.50% · 4.625%
HK$100,874
+HK$5,785/mo
Deposit HK$2.18M · loan HK$19.62M · min. income ≈ HK$190,178/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,543
−HK$5,378/mo
▼ 0.25% · 3.875%
HK$102,213
−HK$2,708/mo
Today · 4.125%
HK$104,921
baseline
▲ 0.50% · 4.625%
HK$110,451
+HK$5,530/mo
Deposit HK$2.18M · loan HK$19.62M · min. income ≈ HK$209,842/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,503 · Scale 2, in force from 26 Feb 2026)