LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,710
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$51,257
−HK$1,571/mo
Today · 4.125%
HK$52,828
baseline
▲ 0.50% · 4.625%
HK$56,042
+HK$3,214/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$105,656/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$926,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,302
−HK$2,988/mo
▼ 0.25% · 3.875%
HK$56,786
−HK$1,504/mo
Today · 4.125%
HK$58,290
baseline
▲ 0.50% · 4.625%
HK$61,363
+HK$3,073/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$116,580/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$926,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,653
−HK$3,740/mo
▼ 0.25% · 3.875%
HK$61,508
−HK$1,885/mo
Today · 4.125%
HK$63,393
baseline
▲ 0.50% · 4.625%
HK$67,251
+HK$3,858/mo
Deposit HK$8.72M · loan HK$13.08M · min. income ≈ HK$126,786/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$926,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,363
−HK$3,585/mo
▼ 0.25% · 3.875%
HK$68,143
−HK$1,805/mo
Today · 4.125%
HK$69,948
baseline
▲ 0.50% · 4.625%
HK$73,635
+HK$3,687/mo
Deposit HK$8.72M · loan HK$13.08M · min. income ≈ HK$139,896/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$926,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,595
−HK$4,364/mo
▼ 0.25% · 3.875%
HK$71,759
−HK$2,200/mo
Today · 4.125%
HK$73,959
baseline
▲ 0.50% · 4.625%
HK$78,459
+HK$4,500/mo
Deposit HK$6.54M · loan HK$15.26M · min. income ≈ HK$147,918/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$926,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,423
−HK$4,183/mo
▼ 0.25% · 3.875%
HK$79,500
−HK$2,106/mo
Today · 4.125%
HK$81,606
baseline
▲ 0.50% · 4.625%
HK$85,908
+HK$4,302/mo
Deposit HK$6.54M · loan HK$15.26M · min. income ≈ HK$163,212/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$926,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,479
−HK$5,611/mo
▼ 0.25% · 3.875%
HK$92,262
−HK$2,828/mo
Today · 4.125%
HK$95,090
baseline
▲ 0.50% · 4.625%
HK$100,876
+HK$5,786/mo
Deposit HK$2.18M · loan HK$19.62M · min. income ≈ HK$190,180/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,544
−HK$5,378/mo
▼ 0.25% · 3.875%
HK$102,214
−HK$2,708/mo
Today · 4.125%
HK$104,922
baseline
▲ 0.50% · 4.625%
HK$110,453
+HK$5,531/mo
Deposit HK$2.18M · loan HK$19.62M · min. income ≈ HK$209,844/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,517 · Scale 2, in force from 26 Feb 2026)