LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,712
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$51,258
−HK$1,571/mo
Today · 4.125%
HK$52,829
baseline
▲ 0.50% · 4.625%
HK$56,044
+HK$3,215/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$105,658/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$926,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,304
−HK$2,988/mo
▼ 0.25% · 3.875%
HK$56,787
−HK$1,505/mo
Today · 4.125%
HK$58,292
baseline
▲ 0.50% · 4.625%
HK$61,364
+HK$3,072/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$116,584/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$926,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,654
−HK$3,741/mo
▼ 0.25% · 3.875%
HK$61,510
−HK$1,885/mo
Today · 4.125%
HK$63,395
baseline
▲ 0.50% · 4.625%
HK$67,252
+HK$3,857/mo
Deposit HK$8.72M · loan HK$13.08M · min. income ≈ HK$126,790/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$926,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,364
−HK$3,586/mo
▼ 0.25% · 3.875%
HK$68,144
−HK$1,806/mo
Today · 4.125%
HK$69,950
baseline
▲ 0.50% · 4.625%
HK$73,637
+HK$3,687/mo
Deposit HK$8.72M · loan HK$13.08M · min. income ≈ HK$139,900/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$926,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,596
−HK$4,365/mo
▼ 0.25% · 3.875%
HK$71,761
−HK$2,200/mo
Today · 4.125%
HK$73,961
baseline
▲ 0.50% · 4.625%
HK$78,461
+HK$4,500/mo
Deposit HK$6.54M · loan HK$15.26M · min. income ≈ HK$147,922/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$926,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,425
−HK$4,183/mo
▼ 0.25% · 3.875%
HK$79,502
−HK$2,106/mo
Today · 4.125%
HK$81,608
baseline
▲ 0.50% · 4.625%
HK$85,910
+HK$4,302/mo
Deposit HK$6.54M · loan HK$15.26M · min. income ≈ HK$163,216/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$926,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,481
−HK$5,611/mo
▼ 0.25% · 3.875%
HK$92,264
−HK$2,828/mo
Today · 4.125%
HK$95,092
baseline
▲ 0.50% · 4.625%
HK$100,878
+HK$5,786/mo
Deposit HK$2.18M · loan HK$19.62M · min. income ≈ HK$190,184/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,547
−HK$5,378/mo
▼ 0.25% · 3.875%
HK$102,217
−HK$2,708/mo
Today · 4.125%
HK$104,925
baseline
▲ 0.50% · 4.625%
HK$110,456
+HK$5,531/mo
Deposit HK$2.18M · loan HK$19.62M · min. income ≈ HK$209,850/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,539 · Scale 2, in force from 26 Feb 2026)