LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,712
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$51,259
−HK$1,571/mo
Today · 4.125%
HK$52,830
baseline
▲ 0.50% · 4.625%
HK$56,044
+HK$3,214/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$105,660/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$926,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,305
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$56,788
−HK$1,504/mo
Today · 4.125%
HK$58,292
baseline
▲ 0.50% · 4.625%
HK$61,365
+HK$3,073/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$116,584/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$926,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,655
−HK$3,741/mo
▼ 0.25% · 3.875%
HK$61,510
−HK$1,886/mo
Today · 4.125%
HK$63,396
baseline
▲ 0.50% · 4.625%
HK$67,253
+HK$3,857/mo
Deposit HK$8.72M · loan HK$13.08M · min. income ≈ HK$126,792/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$926,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,365
−HK$3,586/mo
▼ 0.25% · 3.875%
HK$68,145
−HK$1,806/mo
Today · 4.125%
HK$69,951
baseline
▲ 0.50% · 4.625%
HK$73,638
+HK$3,687/mo
Deposit HK$8.72M · loan HK$13.08M · min. income ≈ HK$139,902/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$926,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,597
−HK$4,365/mo
▼ 0.25% · 3.875%
HK$71,762
−HK$2,200/mo
Today · 4.125%
HK$73,962
baseline
▲ 0.50% · 4.625%
HK$78,462
+HK$4,500/mo
Deposit HK$6.54M · loan HK$15.26M · min. income ≈ HK$147,924/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$926,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,426
−HK$4,183/mo
▼ 0.25% · 3.875%
HK$79,503
−HK$2,106/mo
Today · 4.125%
HK$81,609
baseline
▲ 0.50% · 4.625%
HK$85,911
+HK$4,302/mo
Deposit HK$6.54M · loan HK$15.26M · min. income ≈ HK$163,218/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$926,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,482
−HK$5,612/mo
▼ 0.25% · 3.875%
HK$92,266
−HK$2,828/mo
Today · 4.125%
HK$95,094
baseline
▲ 0.50% · 4.625%
HK$100,880
+HK$5,786/mo
Deposit HK$2.18M · loan HK$19.62M · min. income ≈ HK$190,188/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,548
−HK$5,378/mo
▼ 0.25% · 3.875%
HK$102,218
−HK$2,708/mo
Today · 4.125%
HK$104,926
baseline
▲ 0.50% · 4.625%
HK$110,457
+HK$5,531/mo
Deposit HK$2.18M · loan HK$19.62M · min. income ≈ HK$209,852/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,552 · Scale 2, in force from 26 Feb 2026)