LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,714
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$51,260
−HK$1,571/mo
Today · 4.125%
HK$52,831
baseline
▲ 0.50% · 4.625%
HK$56,046
+HK$3,215/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$105,662/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$926,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,306
−HK$2,988/mo
▼ 0.25% · 3.875%
HK$56,789
−HK$1,505/mo
Today · 4.125%
HK$58,294
baseline
▲ 0.50% · 4.625%
HK$61,367
+HK$3,073/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$116,588/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$926,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,656
−HK$3,741/mo
▼ 0.25% · 3.875%
HK$61,512
−HK$1,885/mo
Today · 4.125%
HK$63,397
baseline
▲ 0.50% · 4.625%
HK$67,255
+HK$3,858/mo
Deposit HK$8.72M · loan HK$13.08M · min. income ≈ HK$126,794/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$926,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,367
−HK$3,586/mo
▼ 0.25% · 3.875%
HK$68,147
−HK$1,806/mo
Today · 4.125%
HK$69,953
baseline
▲ 0.50% · 4.625%
HK$73,640
+HK$3,687/mo
Deposit HK$8.72M · loan HK$13.08M · min. income ≈ HK$139,906/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$926,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,599
−HK$4,365/mo
▼ 0.25% · 3.875%
HK$71,764
−HK$2,200/mo
Today · 4.125%
HK$73,964
baseline
▲ 0.50% · 4.625%
HK$78,464
+HK$4,500/mo
Deposit HK$6.54M · loan HK$15.26M · min. income ≈ HK$147,928/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$926,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,428
−HK$4,184/mo
▼ 0.25% · 3.875%
HK$79,505
−HK$2,107/mo
Today · 4.125%
HK$81,612
baseline
▲ 0.50% · 4.625%
HK$85,913
+HK$4,301/mo
Deposit HK$6.54M · loan HK$15.26M · min. income ≈ HK$163,224/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$926,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,485
−HK$5,611/mo
▼ 0.25% · 3.875%
HK$92,268
−HK$2,828/mo
Today · 4.125%
HK$95,096
baseline
▲ 0.50% · 4.625%
HK$100,882
+HK$5,786/mo
Deposit HK$2.18M · loan HK$19.62M · min. income ≈ HK$190,192/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,551
−HK$5,378/mo
▼ 0.25% · 3.875%
HK$102,221
−HK$2,708/mo
Today · 4.125%
HK$104,929
baseline
▲ 0.50% · 4.625%
HK$110,460
+HK$5,531/mo
Deposit HK$2.18M · loan HK$19.62M · min. income ≈ HK$209,858/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,577 · Scale 2, in force from 26 Feb 2026)