LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,715
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$51,261
−HK$1,571/mo
Today · 4.125%
HK$52,832
baseline
▲ 0.50% · 4.625%
HK$56,047
+HK$3,215/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$105,664/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$926,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,307
−HK$2,988/mo
▼ 0.25% · 3.875%
HK$56,790
−HK$1,505/mo
Today · 4.125%
HK$58,295
baseline
▲ 0.50% · 4.625%
HK$61,368
+HK$3,073/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$116,590/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$926,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,658
−HK$3,741/mo
▼ 0.25% · 3.875%
HK$61,513
−HK$1,886/mo
Today · 4.125%
HK$63,399
baseline
▲ 0.50% · 4.625%
HK$67,256
+HK$3,857/mo
Deposit HK$8.72M · loan HK$13.08M · min. income ≈ HK$126,798/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$926,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,368
−HK$3,586/mo
▼ 0.25% · 3.875%
HK$68,148
−HK$1,806/mo
Today · 4.125%
HK$69,954
baseline
▲ 0.50% · 4.625%
HK$73,641
+HK$3,687/mo
Deposit HK$8.72M · loan HK$13.08M · min. income ≈ HK$139,908/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$926,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,600
−HK$4,365/mo
▼ 0.25% · 3.875%
HK$71,765
−HK$2,200/mo
Today · 4.125%
HK$73,965
baseline
▲ 0.50% · 4.625%
HK$78,466
+HK$4,501/mo
Deposit HK$6.54M · loan HK$15.26M · min. income ≈ HK$147,930/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$926,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,430
−HK$4,183/mo
▼ 0.25% · 3.875%
HK$79,506
−HK$2,107/mo
Today · 4.125%
HK$81,613
baseline
▲ 0.50% · 4.625%
HK$85,915
+HK$4,302/mo
Deposit HK$6.54M · loan HK$15.26M · min. income ≈ HK$163,226/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$926,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,486
−HK$5,612/mo
▼ 0.25% · 3.875%
HK$92,270
−HK$2,828/mo
Today · 4.125%
HK$95,098
baseline
▲ 0.50% · 4.625%
HK$100,884
+HK$5,786/mo
Deposit HK$2.18M · loan HK$19.62M · min. income ≈ HK$190,196/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,553
−HK$5,378/mo
▼ 0.25% · 3.875%
HK$102,223
−HK$2,708/mo
Today · 4.125%
HK$104,931
baseline
▲ 0.50% · 4.625%
HK$110,462
+HK$5,531/mo
Deposit HK$2.18M · loan HK$19.62M · min. income ≈ HK$209,862/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,594 · Scale 2, in force from 26 Feb 2026)