LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,717
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$51,264
−HK$1,571/mo
Today · 4.125%
HK$52,835
baseline
▲ 0.50% · 4.625%
HK$56,050
+HK$3,215/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$105,670/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$926,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,310
−HK$2,988/mo
▼ 0.25% · 3.875%
HK$56,793
−HK$1,505/mo
Today · 4.125%
HK$58,298
baseline
▲ 0.50% · 4.625%
HK$61,371
+HK$3,073/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$116,596/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$926,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,661
−HK$3,741/mo
▼ 0.25% · 3.875%
HK$61,516
−HK$1,886/mo
Today · 4.125%
HK$63,402
baseline
▲ 0.50% · 4.625%
HK$67,260
+HK$3,858/mo
Deposit HK$8.72M · loan HK$13.08M · min. income ≈ HK$126,804/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$926,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,372
−HK$3,586/mo
▼ 0.25% · 3.875%
HK$68,152
−HK$1,806/mo
Today · 4.125%
HK$69,958
baseline
▲ 0.50% · 4.625%
HK$73,645
+HK$3,687/mo
Deposit HK$8.72M · loan HK$13.08M · min. income ≈ HK$139,916/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$926,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,604
−HK$4,365/mo
▼ 0.25% · 3.875%
HK$71,769
−HK$2,200/mo
Today · 4.125%
HK$73,969
baseline
▲ 0.50% · 4.625%
HK$78,470
+HK$4,501/mo
Deposit HK$6.54M · loan HK$15.26M · min. income ≈ HK$147,938/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$926,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,434
−HK$4,183/mo
▼ 0.25% · 3.875%
HK$79,510
−HK$2,107/mo
Today · 4.125%
HK$81,617
baseline
▲ 0.50% · 4.625%
HK$85,919
+HK$4,302/mo
Deposit HK$6.54M · loan HK$15.26M · min. income ≈ HK$163,234/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$926,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,491
−HK$5,612/mo
▼ 0.25% · 3.875%
HK$92,274
−HK$2,829/mo
Today · 4.125%
HK$95,103
baseline
▲ 0.50% · 4.625%
HK$100,889
+HK$5,786/mo
Deposit HK$2.18M · loan HK$19.62M · min. income ≈ HK$190,206/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,558
−HK$5,378/mo
▼ 0.25% · 3.875%
HK$102,228
−HK$2,708/mo
Today · 4.125%
HK$104,936
baseline
▲ 0.50% · 4.625%
HK$110,468
+HK$5,532/mo
Deposit HK$2.18M · loan HK$19.62M · min. income ≈ HK$209,872/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,640 · Scale 2, in force from 26 Feb 2026)