LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,718
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$51,264
−HK$1,571/mo
Today · 4.125%
HK$52,835
baseline
▲ 0.50% · 4.625%
HK$56,050
+HK$3,215/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$105,670/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$926,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,310
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$56,794
−HK$1,505/mo
Today · 4.125%
HK$58,299
baseline
▲ 0.50% · 4.625%
HK$61,372
+HK$3,073/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$116,598/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$926,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,661
−HK$3,742/mo
▼ 0.25% · 3.875%
HK$61,517
−HK$1,886/mo
Today · 4.125%
HK$63,403
baseline
▲ 0.50% · 4.625%
HK$67,260
+HK$3,857/mo
Deposit HK$8.72M · loan HK$13.08M · min. income ≈ HK$126,806/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$926,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,373
−HK$3,585/mo
▼ 0.25% · 3.875%
HK$68,153
−HK$1,805/mo
Today · 4.125%
HK$69,958
baseline
▲ 0.50% · 4.625%
HK$73,646
+HK$3,688/mo
Deposit HK$8.72M · loan HK$13.08M · min. income ≈ HK$139,916/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$926,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,605
−HK$4,365/mo
▼ 0.25% · 3.875%
HK$71,770
−HK$2,200/mo
Today · 4.125%
HK$73,970
baseline
▲ 0.50% · 4.625%
HK$78,471
+HK$4,501/mo
Deposit HK$6.54M · loan HK$15.26M · min. income ≈ HK$147,940/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$926,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,435
−HK$4,183/mo
▼ 0.25% · 3.875%
HK$79,511
−HK$2,107/mo
Today · 4.125%
HK$81,618
baseline
▲ 0.50% · 4.625%
HK$85,920
+HK$4,302/mo
Deposit HK$6.54M · loan HK$15.26M · min. income ≈ HK$163,236/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$926,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,492
−HK$5,612/mo
▼ 0.25% · 3.875%
HK$92,276
−HK$2,828/mo
Today · 4.125%
HK$95,104
baseline
▲ 0.50% · 4.625%
HK$100,891
+HK$5,787/mo
Deposit HK$2.18M · loan HK$19.62M · min. income ≈ HK$190,208/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,559
−HK$5,379/mo
▼ 0.25% · 3.875%
HK$102,229
−HK$2,709/mo
Today · 4.125%
HK$104,938
baseline
▲ 0.50% · 4.625%
HK$110,469
+HK$5,531/mo
Deposit HK$2.18M · loan HK$19.62M · min. income ≈ HK$209,876/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,652 · Scale 2, in force from 26 Feb 2026)