LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,723
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$51,270
−HK$1,571/mo
Today · 4.125%
HK$52,841
baseline
▲ 0.50% · 4.625%
HK$56,057
+HK$3,216/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$105,682/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$926,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,317
−HK$2,988/mo
▼ 0.25% · 3.875%
HK$56,800
−HK$1,505/mo
Today · 4.125%
HK$58,305
baseline
▲ 0.50% · 4.625%
HK$61,378
+HK$3,073/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$116,610/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$926,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,668
−HK$3,742/mo
▼ 0.25% · 3.875%
HK$61,524
−HK$1,886/mo
Today · 4.125%
HK$63,410
baseline
▲ 0.50% · 4.625%
HK$67,268
+HK$3,858/mo
Deposit HK$8.72M · loan HK$13.08M · min. income ≈ HK$126,820/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$926,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,380
−HK$3,586/mo
▼ 0.25% · 3.875%
HK$68,160
−HK$1,806/mo
Today · 4.125%
HK$69,966
baseline
▲ 0.50% · 4.625%
HK$73,654
+HK$3,688/mo
Deposit HK$8.72M · loan HK$13.08M · min. income ≈ HK$139,932/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$926,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,612
−HK$4,366/mo
▼ 0.25% · 3.875%
HK$71,778
−HK$2,200/mo
Today · 4.125%
HK$73,978
baseline
▲ 0.50% · 4.625%
HK$78,479
+HK$4,501/mo
Deposit HK$6.54M · loan HK$15.26M · min. income ≈ HK$147,956/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$926,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,443
−HK$4,184/mo
▼ 0.25% · 3.875%
HK$79,520
−HK$2,107/mo
Today · 4.125%
HK$81,627
baseline
▲ 0.50% · 4.625%
HK$85,930
+HK$4,303/mo
Deposit HK$6.54M · loan HK$15.26M · min. income ≈ HK$163,254/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$926,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,502
−HK$5,612/mo
▼ 0.25% · 3.875%
HK$92,286
−HK$2,828/mo
Today · 4.125%
HK$95,114
baseline
▲ 0.50% · 4.625%
HK$100,902
+HK$5,788/mo
Deposit HK$2.18M · loan HK$19.63M · min. income ≈ HK$190,228/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,570
−HK$5,379/mo
▼ 0.25% · 3.875%
HK$102,240
−HK$2,709/mo
Today · 4.125%
HK$104,949
baseline
▲ 0.50% · 4.625%
HK$110,481
+HK$5,532/mo
Deposit HK$2.18M · loan HK$19.63M · min. income ≈ HK$209,898/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,754 · Scale 2, in force from 26 Feb 2026)