LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,724
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$51,270
−HK$1,572/mo
Today · 4.125%
HK$52,842
baseline
▲ 0.50% · 4.625%
HK$56,057
+HK$3,215/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$105,684/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$926,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,317
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$56,801
−HK$1,505/mo
Today · 4.125%
HK$58,306
baseline
▲ 0.50% · 4.625%
HK$61,379
+HK$3,073/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$116,612/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$926,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,669
−HK$3,741/mo
▼ 0.25% · 3.875%
HK$61,525
−HK$1,885/mo
Today · 4.125%
HK$63,410
baseline
▲ 0.50% · 4.625%
HK$67,269
+HK$3,859/mo
Deposit HK$8.72M · loan HK$13.08M · min. income ≈ HK$126,820/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$926,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,381
−HK$3,586/mo
▼ 0.25% · 3.875%
HK$68,161
−HK$1,806/mo
Today · 4.125%
HK$69,967
baseline
▲ 0.50% · 4.625%
HK$73,655
+HK$3,688/mo
Deposit HK$8.72M · loan HK$13.08M · min. income ≈ HK$139,934/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$926,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,613
−HK$4,366/mo
▼ 0.25% · 3.875%
HK$71,779
−HK$2,200/mo
Today · 4.125%
HK$73,979
baseline
▲ 0.50% · 4.625%
HK$78,480
+HK$4,501/mo
Deposit HK$6.54M · loan HK$15.26M · min. income ≈ HK$147,958/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$926,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,444
−HK$4,184/mo
▼ 0.25% · 3.875%
HK$79,521
−HK$2,107/mo
Today · 4.125%
HK$81,628
baseline
▲ 0.50% · 4.625%
HK$85,931
+HK$4,303/mo
Deposit HK$6.54M · loan HK$15.26M · min. income ≈ HK$163,256/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$926,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,503
−HK$5,612/mo
▼ 0.25% · 3.875%
HK$92,287
−HK$2,828/mo
Today · 4.125%
HK$95,115
baseline
▲ 0.50% · 4.625%
HK$100,903
+HK$5,788/mo
Deposit HK$2.18M · loan HK$19.63M · min. income ≈ HK$190,230/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,571
−HK$5,379/mo
▼ 0.25% · 3.875%
HK$102,241
−HK$2,709/mo
Today · 4.125%
HK$104,950
baseline
▲ 0.50% · 4.625%
HK$110,483
+HK$5,533/mo
Deposit HK$2.18M · loan HK$19.63M · min. income ≈ HK$209,900/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,765 · Scale 2, in force from 26 Feb 2026)