LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,726
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$51,273
−HK$1,571/mo
Today · 4.125%
HK$52,844
baseline
▲ 0.50% · 4.625%
HK$56,060
+HK$3,216/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$105,688/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$926,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,320
−HK$2,988/mo
▼ 0.25% · 3.875%
HK$56,803
−HK$1,505/mo
Today · 4.125%
HK$58,308
baseline
▲ 0.50% · 4.625%
HK$61,382
+HK$3,074/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$116,616/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$926,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,671
−HK$3,742/mo
▼ 0.25% · 3.875%
HK$61,527
−HK$1,886/mo
Today · 4.125%
HK$63,413
baseline
▲ 0.50% · 4.625%
HK$67,272
+HK$3,859/mo
Deposit HK$8.72M · loan HK$13.08M · min. income ≈ HK$126,826/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$926,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,383
−HK$3,587/mo
▼ 0.25% · 3.875%
HK$68,164
−HK$1,806/mo
Today · 4.125%
HK$69,970
baseline
▲ 0.50% · 4.625%
HK$73,658
+HK$3,688/mo
Deposit HK$8.72M · loan HK$13.08M · min. income ≈ HK$139,940/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$926,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,616
−HK$4,366/mo
▼ 0.25% · 3.875%
HK$71,782
−HK$2,200/mo
Today · 4.125%
HK$73,982
baseline
▲ 0.50% · 4.625%
HK$78,483
+HK$4,501/mo
Deposit HK$6.54M · loan HK$15.27M · min. income ≈ HK$147,964/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$926,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,447
−HK$4,185/mo
▼ 0.25% · 3.875%
HK$79,524
−HK$2,108/mo
Today · 4.125%
HK$81,632
baseline
▲ 0.50% · 4.625%
HK$85,935
+HK$4,303/mo
Deposit HK$6.54M · loan HK$15.27M · min. income ≈ HK$163,264/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$926,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,507
−HK$5,612/mo
▼ 0.25% · 3.875%
HK$92,291
−HK$2,828/mo
Today · 4.125%
HK$95,119
baseline
▲ 0.50% · 4.625%
HK$100,907
+HK$5,788/mo
Deposit HK$2.18M · loan HK$19.63M · min. income ≈ HK$190,238/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,575
−HK$5,380/mo
▼ 0.25% · 3.875%
HK$102,246
−HK$2,709/mo
Today · 4.125%
HK$104,955
baseline
▲ 0.50% · 4.625%
HK$110,487
+HK$5,532/mo
Deposit HK$2.18M · loan HK$19.63M · min. income ≈ HK$209,910/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,804 · Scale 2, in force from 26 Feb 2026)