LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,727
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$51,274
−HK$1,571/mo
Today · 4.125%
HK$52,845
baseline
▲ 0.50% · 4.625%
HK$56,061
+HK$3,216/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$105,690/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$926,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,321
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$56,805
−HK$1,505/mo
Today · 4.125%
HK$58,310
baseline
▲ 0.50% · 4.625%
HK$61,383
+HK$3,073/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$116,620/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$926,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,672
−HK$3,742/mo
▼ 0.25% · 3.875%
HK$61,529
−HK$1,885/mo
Today · 4.125%
HK$63,414
baseline
▲ 0.50% · 4.625%
HK$67,273
+HK$3,859/mo
Deposit HK$8.72M · loan HK$13.08M · min. income ≈ HK$126,828/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$926,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,385
−HK$3,587/mo
▼ 0.25% · 3.875%
HK$68,165
−HK$1,807/mo
Today · 4.125%
HK$69,972
baseline
▲ 0.50% · 4.625%
HK$73,660
+HK$3,688/mo
Deposit HK$8.72M · loan HK$13.08M · min. income ≈ HK$139,944/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$926,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,618
−HK$4,366/mo
▼ 0.25% · 3.875%
HK$71,783
−HK$2,201/mo
Today · 4.125%
HK$73,984
baseline
▲ 0.50% · 4.625%
HK$78,485
+HK$4,501/mo
Deposit HK$6.54M · loan HK$15.27M · min. income ≈ HK$147,968/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$926,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,449
−HK$4,185/mo
▼ 0.25% · 3.875%
HK$79,526
−HK$2,108/mo
Today · 4.125%
HK$81,634
baseline
▲ 0.50% · 4.625%
HK$85,937
+HK$4,303/mo
Deposit HK$6.54M · loan HK$15.27M · min. income ≈ HK$163,268/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$926,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,509
−HK$5,613/mo
▼ 0.25% · 3.875%
HK$92,293
−HK$2,829/mo
Today · 4.125%
HK$95,122
baseline
▲ 0.50% · 4.625%
HK$100,910
+HK$5,788/mo
Deposit HK$2.18M · loan HK$19.63M · min. income ≈ HK$190,244/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,578
−HK$5,379/mo
▼ 0.25% · 3.875%
HK$102,248
−HK$2,709/mo
Today · 4.125%
HK$104,957
baseline
▲ 0.50% · 4.625%
HK$110,490
+HK$5,533/mo
Deposit HK$2.18M · loan HK$19.63M · min. income ≈ HK$209,914/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,826 · Scale 2, in force from 26 Feb 2026)