LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,728
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$51,275
−HK$1,572/mo
Today · 4.125%
HK$52,847
baseline
▲ 0.50% · 4.625%
HK$56,062
+HK$3,215/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$105,694/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$926,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,322
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$56,806
−HK$1,505/mo
Today · 4.125%
HK$58,311
baseline
▲ 0.50% · 4.625%
HK$61,385
+HK$3,074/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$116,622/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$926,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,674
−HK$3,742/mo
▼ 0.25% · 3.875%
HK$61,530
−HK$1,886/mo
Today · 4.125%
HK$63,416
baseline
▲ 0.50% · 4.625%
HK$67,275
+HK$3,859/mo
Deposit HK$8.72M · loan HK$13.08M · min. income ≈ HK$126,832/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$926,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,386
−HK$3,587/mo
▼ 0.25% · 3.875%
HK$68,167
−HK$1,806/mo
Today · 4.125%
HK$69,973
baseline
▲ 0.50% · 4.625%
HK$73,661
+HK$3,688/mo
Deposit HK$8.72M · loan HK$13.08M · min. income ≈ HK$139,946/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$926,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,619
−HK$4,366/mo
▼ 0.25% · 3.875%
HK$71,785
−HK$2,200/mo
Today · 4.125%
HK$73,985
baseline
▲ 0.50% · 4.625%
HK$78,487
+HK$4,502/mo
Deposit HK$6.54M · loan HK$15.27M · min. income ≈ HK$147,970/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$926,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,451
−HK$4,184/mo
▼ 0.25% · 3.875%
HK$79,528
−HK$2,107/mo
Today · 4.125%
HK$81,635
baseline
▲ 0.50% · 4.625%
HK$85,938
+HK$4,303/mo
Deposit HK$6.54M · loan HK$15.27M · min. income ≈ HK$163,270/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$926,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,511
−HK$5,613/mo
▼ 0.25% · 3.875%
HK$92,295
−HK$2,829/mo
Today · 4.125%
HK$95,124
baseline
▲ 0.50% · 4.625%
HK$100,912
+HK$5,788/mo
Deposit HK$2.18M · loan HK$19.63M · min. income ≈ HK$190,248/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,580
−HK$5,380/mo
▼ 0.25% · 3.875%
HK$102,250
−HK$2,710/mo
Today · 4.125%
HK$104,960
baseline
▲ 0.50% · 4.625%
HK$110,492
+HK$5,532/mo
Deposit HK$2.18M · loan HK$19.63M · min. income ≈ HK$209,920/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,846 · Scale 2, in force from 26 Feb 2026)