LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,730
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$51,276
−HK$1,572/mo
Today · 4.125%
HK$52,848
baseline
▲ 0.50% · 4.625%
HK$56,064
+HK$3,216/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$105,696/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$926,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,324
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$56,807
−HK$1,506/mo
Today · 4.125%
HK$58,313
baseline
▲ 0.50% · 4.625%
HK$61,386
+HK$3,073/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$116,626/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$926,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,676
−HK$3,742/mo
▼ 0.25% · 3.875%
HK$61,532
−HK$1,886/mo
Today · 4.125%
HK$63,418
baseline
▲ 0.50% · 4.625%
HK$67,277
+HK$3,859/mo
Deposit HK$8.72M · loan HK$13.09M · min. income ≈ HK$126,836/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$926,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,388
−HK$3,587/mo
▼ 0.25% · 3.875%
HK$68,169
−HK$1,806/mo
Today · 4.125%
HK$69,975
baseline
▲ 0.50% · 4.625%
HK$73,664
+HK$3,689/mo
Deposit HK$8.72M · loan HK$13.09M · min. income ≈ HK$139,950/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$926,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,621
−HK$4,366/mo
▼ 0.25% · 3.875%
HK$71,787
−HK$2,200/mo
Today · 4.125%
HK$73,987
baseline
▲ 0.50% · 4.625%
HK$78,489
+HK$4,502/mo
Deposit HK$6.54M · loan HK$15.27M · min. income ≈ HK$147,974/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$926,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,453
−HK$4,185/mo
▼ 0.25% · 3.875%
HK$79,530
−HK$2,108/mo
Today · 4.125%
HK$81,638
baseline
▲ 0.50% · 4.625%
HK$85,941
+HK$4,303/mo
Deposit HK$6.54M · loan HK$15.27M · min. income ≈ HK$163,276/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$926,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,513
−HK$5,614/mo
▼ 0.25% · 3.875%
HK$92,298
−HK$2,829/mo
Today · 4.125%
HK$95,127
baseline
▲ 0.50% · 4.625%
HK$100,915
+HK$5,788/mo
Deposit HK$2.18M · loan HK$19.63M · min. income ≈ HK$190,254/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,583
−HK$5,380/mo
▼ 0.25% · 3.875%
HK$102,253
−HK$2,710/mo
Today · 4.125%
HK$104,963
baseline
▲ 0.50% · 4.625%
HK$110,495
+HK$5,532/mo
Deposit HK$2.18M · loan HK$19.63M · min. income ≈ HK$209,926/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,873 · Scale 2, in force from 26 Feb 2026)