LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,731
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$51,278
−HK$1,572/mo
Today · 4.125%
HK$52,850
baseline
▲ 0.50% · 4.625%
HK$56,066
+HK$3,216/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$105,700/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$926,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,326
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$56,810
−HK$1,505/mo
Today · 4.125%
HK$58,315
baseline
▲ 0.50% · 4.625%
HK$61,389
+HK$3,074/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$116,630/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$926,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,678
−HK$3,742/mo
▼ 0.25% · 3.875%
HK$61,534
−HK$1,886/mo
Today · 4.125%
HK$63,420
baseline
▲ 0.50% · 4.625%
HK$67,279
+HK$3,859/mo
Deposit HK$8.72M · loan HK$13.09M · min. income ≈ HK$126,840/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$926,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,391
−HK$3,587/mo
▼ 0.25% · 3.875%
HK$68,172
−HK$1,806/mo
Today · 4.125%
HK$69,978
baseline
▲ 0.50% · 4.625%
HK$73,666
+HK$3,688/mo
Deposit HK$8.72M · loan HK$13.09M · min. income ≈ HK$139,956/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$926,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,624
−HK$4,366/mo
▼ 0.25% · 3.875%
HK$71,790
−HK$2,200/mo
Today · 4.125%
HK$73,990
baseline
▲ 0.50% · 4.625%
HK$78,492
+HK$4,502/mo
Deposit HK$6.54M · loan HK$15.27M · min. income ≈ HK$147,980/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$926,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,456
−HK$4,185/mo
▼ 0.25% · 3.875%
HK$79,533
−HK$2,108/mo
Today · 4.125%
HK$81,641
baseline
▲ 0.50% · 4.625%
HK$85,944
+HK$4,303/mo
Deposit HK$6.54M · loan HK$15.27M · min. income ≈ HK$163,282/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$926,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,517
−HK$5,613/mo
▼ 0.25% · 3.875%
HK$92,301
−HK$2,829/mo
Today · 4.125%
HK$95,130
baseline
▲ 0.50% · 4.625%
HK$100,919
+HK$5,789/mo
Deposit HK$2.18M · loan HK$19.63M · min. income ≈ HK$190,260/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,586
−HK$5,381/mo
▼ 0.25% · 3.875%
HK$102,257
−HK$2,710/mo
Today · 4.125%
HK$104,967
baseline
▲ 0.50% · 4.625%
HK$110,500
+HK$5,533/mo
Deposit HK$2.18M · loan HK$19.63M · min. income ≈ HK$209,934/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,909 · Scale 2, in force from 26 Feb 2026)