LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,733
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$51,280
−HK$1,571/mo
Today · 4.125%
HK$52,851
baseline
▲ 0.50% · 4.625%
HK$56,067
+HK$3,216/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$105,702/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$926,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,327
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$56,811
−HK$1,505/mo
Today · 4.125%
HK$58,316
baseline
▲ 0.50% · 4.625%
HK$61,390
+HK$3,074/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$116,632/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$926,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,679
−HK$3,743/mo
▼ 0.25% · 3.875%
HK$61,536
−HK$1,886/mo
Today · 4.125%
HK$63,422
baseline
▲ 0.50% · 4.625%
HK$67,281
+HK$3,859/mo
Deposit HK$8.72M · loan HK$13.09M · min. income ≈ HK$126,844/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$926,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,393
−HK$3,587/mo
▼ 0.25% · 3.875%
HK$68,173
−HK$1,807/mo
Today · 4.125%
HK$69,980
baseline
▲ 0.50% · 4.625%
HK$73,668
+HK$3,688/mo
Deposit HK$8.72M · loan HK$13.09M · min. income ≈ HK$139,960/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$926,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,626
−HK$4,366/mo
▼ 0.25% · 3.875%
HK$71,792
−HK$2,200/mo
Today · 4.125%
HK$73,992
baseline
▲ 0.50% · 4.625%
HK$78,494
+HK$4,502/mo
Deposit HK$6.54M · loan HK$15.27M · min. income ≈ HK$147,984/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$926,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,458
−HK$4,185/mo
▼ 0.25% · 3.875%
HK$79,535
−HK$2,108/mo
Today · 4.125%
HK$81,643
baseline
▲ 0.50% · 4.625%
HK$85,946
+HK$4,303/mo
Deposit HK$6.54M · loan HK$15.27M · min. income ≈ HK$163,286/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$926,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,519
−HK$5,614/mo
▼ 0.25% · 3.875%
HK$92,303
−HK$2,830/mo
Today · 4.125%
HK$95,133
baseline
▲ 0.50% · 4.625%
HK$100,921
+HK$5,788/mo
Deposit HK$2.18M · loan HK$19.63M · min. income ≈ HK$190,266/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,589
−HK$5,380/mo
▼ 0.25% · 3.875%
HK$102,260
−HK$2,709/mo
Today · 4.125%
HK$104,969
baseline
▲ 0.50% · 4.625%
HK$110,502
+HK$5,533/mo
Deposit HK$2.18M · loan HK$19.63M · min. income ≈ HK$209,938/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,932 · Scale 2, in force from 26 Feb 2026)