LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,735
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$51,282
−HK$1,572/mo
Today · 4.125%
HK$52,854
baseline
▲ 0.50% · 4.625%
HK$56,070
+HK$3,216/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$105,708/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$926,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,329
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$56,813
−HK$1,506/mo
Today · 4.125%
HK$58,319
baseline
▲ 0.50% · 4.625%
HK$61,393
+HK$3,074/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$116,638/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$926,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,682
−HK$3,742/mo
▼ 0.25% · 3.875%
HK$61,538
−HK$1,886/mo
Today · 4.125%
HK$63,424
baseline
▲ 0.50% · 4.625%
HK$67,283
+HK$3,859/mo
Deposit HK$8.72M · loan HK$13.09M · min. income ≈ HK$126,848/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$926,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,395
−HK$3,587/mo
▼ 0.25% · 3.875%
HK$68,176
−HK$1,806/mo
Today · 4.125%
HK$69,982
baseline
▲ 0.50% · 4.625%
HK$73,671
+HK$3,689/mo
Deposit HK$8.72M · loan HK$13.09M · min. income ≈ HK$139,964/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$926,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,629
−HK$4,366/mo
▼ 0.25% · 3.875%
HK$71,794
−HK$2,201/mo
Today · 4.125%
HK$73,995
baseline
▲ 0.50% · 4.625%
HK$78,497
+HK$4,502/mo
Deposit HK$6.54M · loan HK$15.27M · min. income ≈ HK$147,990/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$926,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,461
−HK$4,185/mo
▼ 0.25% · 3.875%
HK$79,539
−HK$2,107/mo
Today · 4.125%
HK$81,646
baseline
▲ 0.50% · 4.625%
HK$85,950
+HK$4,304/mo
Deposit HK$6.54M · loan HK$15.27M · min. income ≈ HK$163,292/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$926,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,523
−HK$5,613/mo
▼ 0.25% · 3.875%
HK$92,307
−HK$2,829/mo
Today · 4.125%
HK$95,136
baseline
▲ 0.50% · 4.625%
HK$100,925
+HK$5,789/mo
Deposit HK$2.18M · loan HK$19.63M · min. income ≈ HK$190,272/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,593
−HK$5,381/mo
▼ 0.25% · 3.875%
HK$102,264
−HK$2,710/mo
Today · 4.125%
HK$104,974
baseline
▲ 0.50% · 4.625%
HK$110,507
+HK$5,533/mo
Deposit HK$2.18M · loan HK$19.63M · min. income ≈ HK$209,948/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,969 · Scale 2, in force from 26 Feb 2026)