LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,735
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$51,282
−HK$1,572/mo
Today · 4.125%
HK$52,854
baseline
▲ 0.50% · 4.625%
HK$56,070
+HK$3,216/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$105,708/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$926,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,330
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$56,814
−HK$1,505/mo
Today · 4.125%
HK$58,319
baseline
▲ 0.50% · 4.625%
HK$61,393
+HK$3,074/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$116,638/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$926,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,682
−HK$3,743/mo
▼ 0.25% · 3.875%
HK$61,538
−HK$1,887/mo
Today · 4.125%
HK$63,425
baseline
▲ 0.50% · 4.625%
HK$67,284
+HK$3,859/mo
Deposit HK$8.72M · loan HK$13.09M · min. income ≈ HK$126,850/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$926,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,396
−HK$3,587/mo
▼ 0.25% · 3.875%
HK$68,176
−HK$1,807/mo
Today · 4.125%
HK$69,983
baseline
▲ 0.50% · 4.625%
HK$73,672
+HK$3,689/mo
Deposit HK$8.72M · loan HK$13.09M · min. income ≈ HK$139,966/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$926,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,629
−HK$4,366/mo
▼ 0.25% · 3.875%
HK$71,795
−HK$2,200/mo
Today · 4.125%
HK$73,995
baseline
▲ 0.50% · 4.625%
HK$78,498
+HK$4,503/mo
Deposit HK$6.54M · loan HK$15.27M · min. income ≈ HK$147,990/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$926,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,462
−HK$4,185/mo
▼ 0.25% · 3.875%
HK$79,539
−HK$2,108/mo
Today · 4.125%
HK$81,647
baseline
▲ 0.50% · 4.625%
HK$85,950
+HK$4,303/mo
Deposit HK$6.54M · loan HK$15.27M · min. income ≈ HK$163,294/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$926,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,523
−HK$5,614/mo
▼ 0.25% · 3.875%
HK$92,308
−HK$2,829/mo
Today · 4.125%
HK$95,137
baseline
▲ 0.50% · 4.625%
HK$100,926
+HK$5,789/mo
Deposit HK$2.18M · loan HK$19.63M · min. income ≈ HK$190,274/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,593
−HK$5,381/mo
▼ 0.25% · 3.875%
HK$102,265
−HK$2,709/mo
Today · 4.125%
HK$104,974
baseline
▲ 0.50% · 4.625%
HK$110,508
+HK$5,534/mo
Deposit HK$2.18M · loan HK$19.63M · min. income ≈ HK$209,948/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,974 · Scale 2, in force from 26 Feb 2026)