LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,736
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$51,283
−HK$1,572/mo
Today · 4.125%
HK$52,855
baseline
▲ 0.50% · 4.625%
HK$56,071
+HK$3,216/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$105,710/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$926,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,331
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$56,815
−HK$1,505/mo
Today · 4.125%
HK$58,320
baseline
▲ 0.50% · 4.625%
HK$61,394
+HK$3,074/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$116,640/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$926,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,683
−HK$3,743/mo
▼ 0.25% · 3.875%
HK$61,540
−HK$1,886/mo
Today · 4.125%
HK$63,426
baseline
▲ 0.50% · 4.625%
HK$67,285
+HK$3,859/mo
Deposit HK$8.72M · loan HK$13.09M · min. income ≈ HK$126,852/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$926,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,397
−HK$3,587/mo
▼ 0.25% · 3.875%
HK$68,178
−HK$1,806/mo
Today · 4.125%
HK$69,984
baseline
▲ 0.50% · 4.625%
HK$73,673
+HK$3,689/mo
Deposit HK$8.72M · loan HK$13.09M · min. income ≈ HK$139,968/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$926,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,631
−HK$4,366/mo
▼ 0.25% · 3.875%
HK$71,797
−HK$2,200/mo
Today · 4.125%
HK$73,997
baseline
▲ 0.50% · 4.625%
HK$78,500
+HK$4,503/mo
Deposit HK$6.54M · loan HK$15.27M · min. income ≈ HK$147,994/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$926,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,463
−HK$4,185/mo
▼ 0.25% · 3.875%
HK$79,541
−HK$2,107/mo
Today · 4.125%
HK$81,648
baseline
▲ 0.50% · 4.625%
HK$85,952
+HK$4,304/mo
Deposit HK$6.54M · loan HK$15.27M · min. income ≈ HK$163,296/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$926,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,525
−HK$5,614/mo
▼ 0.25% · 3.875%
HK$92,310
−HK$2,829/mo
Today · 4.125%
HK$95,139
baseline
▲ 0.50% · 4.625%
HK$100,928
+HK$5,789/mo
Deposit HK$2.18M · loan HK$19.63M · min. income ≈ HK$190,278/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,596
−HK$5,381/mo
▼ 0.25% · 3.875%
HK$102,267
−HK$2,710/mo
Today · 4.125%
HK$104,977
baseline
▲ 0.50% · 4.625%
HK$110,510
+HK$5,533/mo
Deposit HK$2.18M · loan HK$19.63M · min. income ≈ HK$209,954/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,996 · Scale 2, in force from 26 Feb 2026)