LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,738
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$51,286
−HK$1,571/mo
Today · 4.125%
HK$52,857
baseline
▲ 0.50% · 4.625%
HK$56,074
+HK$3,217/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$105,714/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$927,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,333
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$56,817
−HK$1,506/mo
Today · 4.125%
HK$58,323
baseline
▲ 0.50% · 4.625%
HK$61,397
+HK$3,074/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$116,646/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$927,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,686
−HK$3,743/mo
▼ 0.25% · 3.875%
HK$61,543
−HK$1,886/mo
Today · 4.125%
HK$63,429
baseline
▲ 0.50% · 4.625%
HK$67,288
+HK$3,859/mo
Deposit HK$8.73M · loan HK$13.09M · min. income ≈ HK$126,858/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$927,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,400
−HK$3,588/mo
▼ 0.25% · 3.875%
HK$68,181
−HK$1,807/mo
Today · 4.125%
HK$69,988
baseline
▲ 0.50% · 4.625%
HK$73,677
+HK$3,689/mo
Deposit HK$8.73M · loan HK$13.09M · min. income ≈ HK$139,976/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$927,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,634
−HK$4,366/mo
▼ 0.25% · 3.875%
HK$71,800
−HK$2,200/mo
Today · 4.125%
HK$74,000
baseline
▲ 0.50% · 4.625%
HK$78,503
+HK$4,503/mo
Deposit HK$6.54M · loan HK$15.27M · min. income ≈ HK$148,000/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$927,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,467
−HK$4,185/mo
▼ 0.25% · 3.875%
HK$79,544
−HK$2,108/mo
Today · 4.125%
HK$81,652
baseline
▲ 0.50% · 4.625%
HK$85,956
+HK$4,304/mo
Deposit HK$6.54M · loan HK$15.27M · min. income ≈ HK$163,304/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$927,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,529
−HK$5,614/mo
▼ 0.25% · 3.875%
HK$92,314
−HK$2,829/mo
Today · 4.125%
HK$95,143
baseline
▲ 0.50% · 4.625%
HK$100,933
+HK$5,790/mo
Deposit HK$2.18M · loan HK$19.63M · min. income ≈ HK$190,286/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,600
−HK$5,381/mo
▼ 0.25% · 3.875%
HK$102,271
−HK$2,710/mo
Today · 4.125%
HK$104,981
baseline
▲ 0.50% · 4.625%
HK$110,515
+HK$5,534/mo
Deposit HK$2.18M · loan HK$19.63M · min. income ≈ HK$209,962/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,037 · Scale 2, in force from 26 Feb 2026)