LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,740
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$51,288
−HK$1,572/mo
Today · 4.125%
HK$52,860
baseline
▲ 0.50% · 4.625%
HK$56,076
+HK$3,216/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$105,720/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$927,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,336
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$56,820
−HK$1,505/mo
Today · 4.125%
HK$58,325
baseline
▲ 0.50% · 4.625%
HK$61,400
+HK$3,075/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$116,650/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$927,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,689
−HK$3,743/mo
▼ 0.25% · 3.875%
HK$61,545
−HK$1,887/mo
Today · 4.125%
HK$63,432
baseline
▲ 0.50% · 4.625%
HK$67,291
+HK$3,859/mo
Deposit HK$8.73M · loan HK$13.09M · min. income ≈ HK$126,864/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$927,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,403
−HK$3,587/mo
▼ 0.25% · 3.875%
HK$68,184
−HK$1,806/mo
Today · 4.125%
HK$69,990
baseline
▲ 0.50% · 4.625%
HK$73,680
+HK$3,690/mo
Deposit HK$8.73M · loan HK$13.09M · min. income ≈ HK$139,980/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$927,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,637
−HK$4,366/mo
▼ 0.25% · 3.875%
HK$71,803
−HK$2,200/mo
Today · 4.125%
HK$74,003
baseline
▲ 0.50% · 4.625%
HK$78,506
+HK$4,503/mo
Deposit HK$6.54M · loan HK$15.27M · min. income ≈ HK$148,006/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$927,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,470
−HK$4,186/mo
▼ 0.25% · 3.875%
HK$79,548
−HK$2,108/mo
Today · 4.125%
HK$81,656
baseline
▲ 0.50% · 4.625%
HK$85,960
+HK$4,304/mo
Deposit HK$6.54M · loan HK$15.27M · min. income ≈ HK$163,312/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$927,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,533
−HK$5,614/mo
▼ 0.25% · 3.875%
HK$92,318
−HK$2,829/mo
Today · 4.125%
HK$95,147
baseline
▲ 0.50% · 4.625%
HK$100,937
+HK$5,790/mo
Deposit HK$2.18M · loan HK$19.63M · min. income ≈ HK$190,294/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,604
−HK$5,382/mo
▼ 0.25% · 3.875%
HK$102,276
−HK$2,710/mo
Today · 4.125%
HK$104,986
baseline
▲ 0.50% · 4.625%
HK$110,520
+HK$5,534/mo
Deposit HK$2.18M · loan HK$19.63M · min. income ≈ HK$209,972/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,076 · Scale 2, in force from 26 Feb 2026)