LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,743
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$51,290
−HK$1,572/mo
Today · 4.125%
HK$52,862
baseline
▲ 0.50% · 4.625%
HK$56,079
+HK$3,217/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$105,724/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$927,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,338
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$56,823
−HK$1,505/mo
Today · 4.125%
HK$58,328
baseline
▲ 0.50% · 4.625%
HK$61,403
+HK$3,075/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$116,656/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$927,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,691
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$61,548
−HK$1,887/mo
Today · 4.125%
HK$63,435
baseline
▲ 0.50% · 4.625%
HK$67,294
+HK$3,859/mo
Deposit HK$8.73M · loan HK$13.09M · min. income ≈ HK$126,870/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$927,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,406
−HK$3,588/mo
▼ 0.25% · 3.875%
HK$68,187
−HK$1,807/mo
Today · 4.125%
HK$69,994
baseline
▲ 0.50% · 4.625%
HK$73,683
+HK$3,689/mo
Deposit HK$8.73M · loan HK$13.09M · min. income ≈ HK$139,988/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$927,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,640
−HK$4,367/mo
▼ 0.25% · 3.875%
HK$71,806
−HK$2,201/mo
Today · 4.125%
HK$74,007
baseline
▲ 0.50% · 4.625%
HK$78,510
+HK$4,503/mo
Deposit HK$6.54M · loan HK$15.27M · min. income ≈ HK$148,014/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$927,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,474
−HK$4,186/mo
▼ 0.25% · 3.875%
HK$79,552
−HK$2,108/mo
Today · 4.125%
HK$81,660
baseline
▲ 0.50% · 4.625%
HK$85,964
+HK$4,304/mo
Deposit HK$6.54M · loan HK$15.27M · min. income ≈ HK$163,320/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$927,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,537
−HK$5,615/mo
▼ 0.25% · 3.875%
HK$92,322
−HK$2,830/mo
Today · 4.125%
HK$95,152
baseline
▲ 0.50% · 4.625%
HK$100,942
+HK$5,790/mo
Deposit HK$2.18M · loan HK$19.63M · min. income ≈ HK$190,304/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,609
−HK$5,382/mo
▼ 0.25% · 3.875%
HK$102,281
−HK$2,710/mo
Today · 4.125%
HK$104,991
baseline
▲ 0.50% · 4.625%
HK$110,525
+HK$5,534/mo
Deposit HK$2.18M · loan HK$19.63M · min. income ≈ HK$209,982/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,121 · Scale 2, in force from 26 Feb 2026)