LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,744
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$51,291
−HK$1,572/mo
Today · 4.125%
HK$52,863
baseline
▲ 0.50% · 4.625%
HK$56,080
+HK$3,217/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$105,726/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$927,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,339
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$56,824
−HK$1,505/mo
Today · 4.125%
HK$58,329
baseline
▲ 0.50% · 4.625%
HK$61,404
+HK$3,075/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$116,658/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$927,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,692
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$61,549
−HK$1,887/mo
Today · 4.125%
HK$63,436
baseline
▲ 0.50% · 4.625%
HK$67,296
+HK$3,860/mo
Deposit HK$8.73M · loan HK$13.09M · min. income ≈ HK$126,872/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$927,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,407
−HK$3,588/mo
▼ 0.25% · 3.875%
HK$68,188
−HK$1,807/mo
Today · 4.125%
HK$69,995
baseline
▲ 0.50% · 4.625%
HK$73,685
+HK$3,690/mo
Deposit HK$8.73M · loan HK$13.09M · min. income ≈ HK$139,990/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$927,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,641
−HK$4,367/mo
▼ 0.25% · 3.875%
HK$71,807
−HK$2,201/mo
Today · 4.125%
HK$74,008
baseline
▲ 0.50% · 4.625%
HK$78,511
+HK$4,503/mo
Deposit HK$6.54M · loan HK$15.27M · min. income ≈ HK$148,016/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$927,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,475
−HK$4,186/mo
▼ 0.25% · 3.875%
HK$79,553
−HK$2,108/mo
Today · 4.125%
HK$81,661
baseline
▲ 0.50% · 4.625%
HK$85,965
+HK$4,304/mo
Deposit HK$6.54M · loan HK$15.27M · min. income ≈ HK$163,322/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$927,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,539
−HK$5,614/mo
▼ 0.25% · 3.875%
HK$92,324
−HK$2,829/mo
Today · 4.125%
HK$95,153
baseline
▲ 0.50% · 4.625%
HK$100,943
+HK$5,790/mo
Deposit HK$2.18M · loan HK$19.63M · min. income ≈ HK$190,306/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,611
−HK$5,381/mo
▼ 0.25% · 3.875%
HK$102,282
−HK$2,710/mo
Today · 4.125%
HK$104,992
baseline
▲ 0.50% · 4.625%
HK$110,527
+HK$5,535/mo
Deposit HK$2.18M · loan HK$19.63M · min. income ≈ HK$209,984/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,136 · Scale 2, in force from 26 Feb 2026)