LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,746
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$51,294
−HK$1,572/mo
Today · 4.125%
HK$52,866
baseline
▲ 0.50% · 4.625%
HK$56,082
+HK$3,216/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$105,732/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,342
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$56,826
−HK$1,506/mo
Today · 4.125%
HK$58,332
baseline
▲ 0.50% · 4.625%
HK$61,407
+HK$3,075/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$116,664/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,695
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$61,552
−HK$1,887/mo
Today · 4.125%
HK$63,439
baseline
▲ 0.50% · 4.625%
HK$67,299
+HK$3,860/mo
Deposit HK$8.73M · loan HK$13.09M · min. income ≈ HK$126,878/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$927,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,410
−HK$3,588/mo
▼ 0.25% · 3.875%
HK$68,192
−HK$1,806/mo
Today · 4.125%
HK$69,998
baseline
▲ 0.50% · 4.625%
HK$73,688
+HK$3,690/mo
Deposit HK$8.73M · loan HK$13.09M · min. income ≈ HK$139,996/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$927,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,645
−HK$4,367/mo
▼ 0.25% · 3.875%
HK$71,811
−HK$2,201/mo
Today · 4.125%
HK$74,012
baseline
▲ 0.50% · 4.625%
HK$78,515
+HK$4,503/mo
Deposit HK$6.54M · loan HK$15.27M · min. income ≈ HK$148,024/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$927,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,479
−HK$4,186/mo
▼ 0.25% · 3.875%
HK$79,557
−HK$2,108/mo
Today · 4.125%
HK$81,665
baseline
▲ 0.50% · 4.625%
HK$85,969
+HK$4,304/mo
Deposit HK$6.54M · loan HK$15.27M · min. income ≈ HK$163,330/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$927,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,543
−HK$5,615/mo
▼ 0.25% · 3.875%
HK$92,328
−HK$2,830/mo
Today · 4.125%
HK$95,158
baseline
▲ 0.50% · 4.625%
HK$100,948
+HK$5,790/mo
Deposit HK$2.18M · loan HK$19.63M · min. income ≈ HK$190,316/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,616
−HK$5,382/mo
▼ 0.25% · 3.875%
HK$102,287
−HK$2,711/mo
Today · 4.125%
HK$104,998
baseline
▲ 0.50% · 4.625%
HK$110,532
+HK$5,534/mo
Deposit HK$2.18M · loan HK$19.63M · min. income ≈ HK$209,996/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,181 · Scale 2, in force from 26 Feb 2026)