LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,747
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$51,294
−HK$1,572/mo
Today · 4.125%
HK$52,866
baseline
▲ 0.50% · 4.625%
HK$56,083
+HK$3,217/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$105,732/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,343
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$56,827
−HK$1,506/mo
Today · 4.125%
HK$58,333
baseline
▲ 0.50% · 4.625%
HK$61,408
+HK$3,075/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$116,666/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,696
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$61,553
−HK$1,887/mo
Today · 4.125%
HK$63,440
baseline
▲ 0.50% · 4.625%
HK$67,300
+HK$3,860/mo
Deposit HK$8.73M · loan HK$13.09M · min. income ≈ HK$126,880/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$927,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,411
−HK$3,588/mo
▼ 0.25% · 3.875%
HK$68,192
−HK$1,807/mo
Today · 4.125%
HK$69,999
baseline
▲ 0.50% · 4.625%
HK$73,689
+HK$3,690/mo
Deposit HK$8.73M · loan HK$13.09M · min. income ≈ HK$139,998/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$927,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,645
−HK$4,368/mo
▼ 0.25% · 3.875%
HK$71,812
−HK$2,201/mo
Today · 4.125%
HK$74,013
baseline
▲ 0.50% · 4.625%
HK$78,516
+HK$4,503/mo
Deposit HK$6.54M · loan HK$15.27M · min. income ≈ HK$148,026/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$927,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,480
−HK$4,186/mo
▼ 0.25% · 3.875%
HK$79,558
−HK$2,108/mo
Today · 4.125%
HK$81,666
baseline
▲ 0.50% · 4.625%
HK$85,971
+HK$4,305/mo
Deposit HK$6.54M · loan HK$15.27M · min. income ≈ HK$163,332/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$927,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,544
−HK$5,615/mo
▼ 0.25% · 3.875%
HK$92,329
−HK$2,830/mo
Today · 4.125%
HK$95,159
baseline
▲ 0.50% · 4.625%
HK$100,949
+HK$5,790/mo
Deposit HK$2.18M · loan HK$19.63M · min. income ≈ HK$190,318/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,617
−HK$5,382/mo
▼ 0.25% · 3.875%
HK$102,289
−HK$2,710/mo
Today · 4.125%
HK$104,999
baseline
▲ 0.50% · 4.625%
HK$110,534
+HK$5,535/mo
Deposit HK$2.18M · loan HK$19.63M · min. income ≈ HK$209,998/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,192 · Scale 2, in force from 26 Feb 2026)