LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,749
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$51,296
−HK$1,572/mo
Today · 4.125%
HK$52,868
baseline
▲ 0.50% · 4.625%
HK$56,085
+HK$3,217/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$105,736/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,345
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$56,829
−HK$1,506/mo
Today · 4.125%
HK$58,335
baseline
▲ 0.50% · 4.625%
HK$61,410
+HK$3,075/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$116,670/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,698
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$61,555
−HK$1,887/mo
Today · 4.125%
HK$63,442
baseline
▲ 0.50% · 4.625%
HK$67,302
+HK$3,860/mo
Deposit HK$8.73M · loan HK$13.09M · min. income ≈ HK$126,884/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$927,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,414
−HK$3,588/mo
▼ 0.25% · 3.875%
HK$68,195
−HK$1,807/mo
Today · 4.125%
HK$70,002
baseline
▲ 0.50% · 4.625%
HK$73,692
+HK$3,690/mo
Deposit HK$8.73M · loan HK$13.09M · min. income ≈ HK$140,004/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$927,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,648
−HK$4,368/mo
▼ 0.25% · 3.875%
HK$71,815
−HK$2,201/mo
Today · 4.125%
HK$74,016
baseline
▲ 0.50% · 4.625%
HK$78,519
+HK$4,503/mo
Deposit HK$6.55M · loan HK$15.27M · min. income ≈ HK$148,032/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$927,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,483
−HK$4,186/mo
▼ 0.25% · 3.875%
HK$79,561
−HK$2,108/mo
Today · 4.125%
HK$81,669
baseline
▲ 0.50% · 4.625%
HK$85,974
+HK$4,305/mo
Deposit HK$6.55M · loan HK$15.27M · min. income ≈ HK$163,338/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$927,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,548
−HK$5,615/mo
▼ 0.25% · 3.875%
HK$92,333
−HK$2,830/mo
Today · 4.125%
HK$95,163
baseline
▲ 0.50% · 4.625%
HK$100,953
+HK$5,790/mo
Deposit HK$2.18M · loan HK$19.64M · min. income ≈ HK$190,326/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,621
−HK$5,382/mo
▼ 0.25% · 3.875%
HK$102,293
−HK$2,710/mo
Today · 4.125%
HK$105,003
baseline
▲ 0.50% · 4.625%
HK$110,538
+HK$5,535/mo
Deposit HK$2.18M · loan HK$19.64M · min. income ≈ HK$210,006/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,229 · Scale 2, in force from 26 Feb 2026)