LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,750
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$51,297
−HK$1,573/mo
Today · 4.125%
HK$52,870
baseline
▲ 0.50% · 4.625%
HK$56,087
+HK$3,217/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$105,740/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,346
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$56,830
−HK$1,506/mo
Today · 4.125%
HK$58,336
baseline
▲ 0.50% · 4.625%
HK$61,411
+HK$3,075/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$116,672/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,700
−HK$3,743/mo
▼ 0.25% · 3.875%
HK$61,557
−HK$1,886/mo
Today · 4.125%
HK$63,443
baseline
▲ 0.50% · 4.625%
HK$67,304
+HK$3,861/mo
Deposit HK$8.73M · loan HK$13.09M · min. income ≈ HK$126,886/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$927,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,415
−HK$3,589/mo
▼ 0.25% · 3.875%
HK$68,197
−HK$1,807/mo
Today · 4.125%
HK$70,004
baseline
▲ 0.50% · 4.625%
HK$73,694
+HK$3,690/mo
Deposit HK$8.73M · loan HK$13.09M · min. income ≈ HK$140,008/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$927,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,650
−HK$4,367/mo
▼ 0.25% · 3.875%
HK$71,816
−HK$2,201/mo
Today · 4.125%
HK$74,017
baseline
▲ 0.50% · 4.625%
HK$78,521
+HK$4,504/mo
Deposit HK$6.55M · loan HK$15.27M · min. income ≈ HK$148,034/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$927,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,485
−HK$4,186/mo
▼ 0.25% · 3.875%
HK$79,563
−HK$2,108/mo
Today · 4.125%
HK$81,671
baseline
▲ 0.50% · 4.625%
HK$85,976
+HK$4,305/mo
Deposit HK$6.55M · loan HK$15.27M · min. income ≈ HK$163,342/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$927,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,550
−HK$5,615/mo
▼ 0.25% · 3.875%
HK$92,335
−HK$2,830/mo
Today · 4.125%
HK$95,165
baseline
▲ 0.50% · 4.625%
HK$100,956
+HK$5,791/mo
Deposit HK$2.18M · loan HK$19.64M · min. income ≈ HK$190,330/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,623
−HK$5,382/mo
▼ 0.25% · 3.875%
HK$102,295
−HK$2,710/mo
Today · 4.125%
HK$105,005
baseline
▲ 0.50% · 4.625%
HK$110,540
+HK$5,535/mo
Deposit HK$2.18M · loan HK$19.64M · min. income ≈ HK$210,010/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,250 · Scale 2, in force from 26 Feb 2026)