LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,751
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$51,298
−HK$1,572/mo
Today · 4.125%
HK$52,870
baseline
▲ 0.50% · 4.625%
HK$56,087
+HK$3,217/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$105,740/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,347
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$56,831
−HK$1,506/mo
Today · 4.125%
HK$58,337
baseline
▲ 0.50% · 4.625%
HK$61,412
+HK$3,075/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$116,674/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,701
−HK$3,743/mo
▼ 0.25% · 3.875%
HK$61,558
−HK$1,886/mo
Today · 4.125%
HK$63,444
baseline
▲ 0.50% · 4.625%
HK$67,305
+HK$3,861/mo
Deposit HK$8.73M · loan HK$13.09M · min. income ≈ HK$126,888/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$927,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,416
−HK$3,589/mo
▼ 0.25% · 3.875%
HK$68,198
−HK$1,807/mo
Today · 4.125%
HK$70,005
baseline
▲ 0.50% · 4.625%
HK$73,695
+HK$3,690/mo
Deposit HK$8.73M · loan HK$13.09M · min. income ≈ HK$140,010/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$927,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,651
−HK$4,367/mo
▼ 0.25% · 3.875%
HK$71,817
−HK$2,201/mo
Today · 4.125%
HK$74,018
baseline
▲ 0.50% · 4.625%
HK$78,522
+HK$4,504/mo
Deposit HK$6.55M · loan HK$15.27M · min. income ≈ HK$148,036/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$927,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,486
−HK$4,186/mo
▼ 0.25% · 3.875%
HK$79,564
−HK$2,108/mo
Today · 4.125%
HK$81,672
baseline
▲ 0.50% · 4.625%
HK$85,977
+HK$4,305/mo
Deposit HK$6.55M · loan HK$15.27M · min. income ≈ HK$163,344/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$927,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,551
−HK$5,616/mo
▼ 0.25% · 3.875%
HK$92,337
−HK$2,830/mo
Today · 4.125%
HK$95,167
baseline
▲ 0.50% · 4.625%
HK$100,957
+HK$5,790/mo
Deposit HK$2.18M · loan HK$19.64M · min. income ≈ HK$190,334/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,625
−HK$5,382/mo
▼ 0.25% · 3.875%
HK$102,296
−HK$2,711/mo
Today · 4.125%
HK$105,007
baseline
▲ 0.50% · 4.625%
HK$110,542
+HK$5,535/mo
Deposit HK$2.18M · loan HK$19.64M · min. income ≈ HK$210,014/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,264 · Scale 2, in force from 26 Feb 2026)