LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,752
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$51,299
−HK$1,573/mo
Today · 4.125%
HK$52,872
baseline
▲ 0.50% · 4.625%
HK$56,089
+HK$3,217/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$105,744/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,348
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$56,833
−HK$1,506/mo
Today · 4.125%
HK$58,339
baseline
▲ 0.50% · 4.625%
HK$61,414
+HK$3,075/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$116,678/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,702
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$61,559
−HK$1,887/mo
Today · 4.125%
HK$63,446
baseline
▲ 0.50% · 4.625%
HK$67,306
+HK$3,860/mo
Deposit HK$8.73M · loan HK$13.09M · min. income ≈ HK$126,892/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$927,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,418
−HK$3,588/mo
▼ 0.25% · 3.875%
HK$68,199
−HK$1,807/mo
Today · 4.125%
HK$70,006
baseline
▲ 0.50% · 4.625%
HK$73,696
+HK$3,690/mo
Deposit HK$8.73M · loan HK$13.09M · min. income ≈ HK$140,012/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$927,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,652
−HK$4,368/mo
▼ 0.25% · 3.875%
HK$71,819
−HK$2,201/mo
Today · 4.125%
HK$74,020
baseline
▲ 0.50% · 4.625%
HK$78,524
+HK$4,504/mo
Deposit HK$6.55M · loan HK$15.27M · min. income ≈ HK$148,040/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$927,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,488
−HK$4,186/mo
▼ 0.25% · 3.875%
HK$79,566
−HK$2,108/mo
Today · 4.125%
HK$81,674
baseline
▲ 0.50% · 4.625%
HK$85,979
+HK$4,305/mo
Deposit HK$6.55M · loan HK$15.27M · min. income ≈ HK$163,348/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$927,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,553
−HK$5,616/mo
▼ 0.25% · 3.875%
HK$92,339
−HK$2,830/mo
Today · 4.125%
HK$95,169
baseline
▲ 0.50% · 4.625%
HK$100,960
+HK$5,791/mo
Deposit HK$2.18M · loan HK$19.64M · min. income ≈ HK$190,338/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,627
−HK$5,382/mo
▼ 0.25% · 3.875%
HK$102,299
−HK$2,710/mo
Today · 4.125%
HK$105,009
baseline
▲ 0.50% · 4.625%
HK$110,545
+HK$5,536/mo
Deposit HK$2.18M · loan HK$19.64M · min. income ≈ HK$210,018/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,285 · Scale 2, in force from 26 Feb 2026)