LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,752
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$51,300
−HK$1,572/mo
Today · 4.125%
HK$52,872
baseline
▲ 0.50% · 4.625%
HK$56,089
+HK$3,217/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$105,744/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,349
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$56,833
−HK$1,506/mo
Today · 4.125%
HK$58,339
baseline
▲ 0.50% · 4.625%
HK$61,414
+HK$3,075/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$116,678/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,702
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$61,560
−HK$1,886/mo
Today · 4.125%
HK$63,446
baseline
▲ 0.50% · 4.625%
HK$67,307
+HK$3,861/mo
Deposit HK$8.73M · loan HK$13.09M · min. income ≈ HK$126,892/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$927,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,418
−HK$3,589/mo
▼ 0.25% · 3.875%
HK$68,200
−HK$1,807/mo
Today · 4.125%
HK$70,007
baseline
▲ 0.50% · 4.625%
HK$73,697
+HK$3,690/mo
Deposit HK$8.73M · loan HK$13.09M · min. income ≈ HK$140,014/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$927,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,653
−HK$4,368/mo
▼ 0.25% · 3.875%
HK$71,819
−HK$2,202/mo
Today · 4.125%
HK$74,021
baseline
▲ 0.50% · 4.625%
HK$78,525
+HK$4,504/mo
Deposit HK$6.55M · loan HK$15.27M · min. income ≈ HK$148,042/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$927,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,488
−HK$4,187/mo
▼ 0.25% · 3.875%
HK$79,566
−HK$2,109/mo
Today · 4.125%
HK$81,675
baseline
▲ 0.50% · 4.625%
HK$85,980
+HK$4,305/mo
Deposit HK$6.55M · loan HK$15.27M · min. income ≈ HK$163,350/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$927,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,554
−HK$5,615/mo
▼ 0.25% · 3.875%
HK$92,339
−HK$2,830/mo
Today · 4.125%
HK$95,169
baseline
▲ 0.50% · 4.625%
HK$100,960
+HK$5,791/mo
Deposit HK$2.18M · loan HK$19.64M · min. income ≈ HK$190,338/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,628
−HK$5,382/mo
▼ 0.25% · 3.875%
HK$102,300
−HK$2,710/mo
Today · 4.125%
HK$105,010
baseline
▲ 0.50% · 4.625%
HK$110,545
+HK$5,535/mo
Deposit HK$2.18M · loan HK$19.64M · min. income ≈ HK$210,020/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,292 · Scale 2, in force from 26 Feb 2026)