LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,753
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$51,300
−HK$1,573/mo
Today · 4.125%
HK$52,873
baseline
▲ 0.50% · 4.625%
HK$56,090
+HK$3,217/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$105,746/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,349
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$56,834
−HK$1,506/mo
Today · 4.125%
HK$58,340
baseline
▲ 0.50% · 4.625%
HK$61,415
+HK$3,075/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$116,680/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,703
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$61,560
−HK$1,887/mo
Today · 4.125%
HK$63,447
baseline
▲ 0.50% · 4.625%
HK$67,308
+HK$3,861/mo
Deposit HK$8.73M · loan HK$13.09M · min. income ≈ HK$126,894/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$927,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,419
−HK$3,589/mo
▼ 0.25% · 3.875%
HK$68,201
−HK$1,807/mo
Today · 4.125%
HK$70,008
baseline
▲ 0.50% · 4.625%
HK$73,698
+HK$3,690/mo
Deposit HK$8.73M · loan HK$13.09M · min. income ≈ HK$140,016/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$927,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,654
−HK$4,368/mo
▼ 0.25% · 3.875%
HK$71,821
−HK$2,201/mo
Today · 4.125%
HK$74,022
baseline
▲ 0.50% · 4.625%
HK$78,526
+HK$4,504/mo
Deposit HK$6.55M · loan HK$15.27M · min. income ≈ HK$148,044/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$927,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,489
−HK$4,187/mo
▼ 0.25% · 3.875%
HK$79,567
−HK$2,109/mo
Today · 4.125%
HK$81,676
baseline
▲ 0.50% · 4.625%
HK$85,981
+HK$4,305/mo
Deposit HK$6.55M · loan HK$15.27M · min. income ≈ HK$163,352/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$927,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,555
−HK$5,616/mo
▼ 0.25% · 3.875%
HK$92,341
−HK$2,830/mo
Today · 4.125%
HK$95,171
baseline
▲ 0.50% · 4.625%
HK$100,962
+HK$5,791/mo
Deposit HK$2.18M · loan HK$19.64M · min. income ≈ HK$190,342/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,629
−HK$5,383/mo
▼ 0.25% · 3.875%
HK$102,301
−HK$2,711/mo
Today · 4.125%
HK$105,012
baseline
▲ 0.50% · 4.625%
HK$110,547
+HK$5,535/mo
Deposit HK$2.18M · loan HK$19.64M · min. income ≈ HK$210,024/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,305 · Scale 2, in force from 26 Feb 2026)