LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,755
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$51,303
−HK$1,572/mo
Today · 4.125%
HK$52,875
baseline
▲ 0.50% · 4.625%
HK$56,093
+HK$3,218/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$105,750/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,352
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$56,837
−HK$1,506/mo
Today · 4.125%
HK$58,343
baseline
▲ 0.50% · 4.625%
HK$61,418
+HK$3,075/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$116,686/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,706
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$61,563
−HK$1,887/mo
Today · 4.125%
HK$63,450
baseline
▲ 0.50% · 4.625%
HK$67,311
+HK$3,861/mo
Deposit HK$8.73M · loan HK$13.09M · min. income ≈ HK$126,900/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$927,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,423
−HK$3,588/mo
▼ 0.25% · 3.875%
HK$68,204
−HK$1,807/mo
Today · 4.125%
HK$70,011
baseline
▲ 0.50% · 4.625%
HK$73,702
+HK$3,691/mo
Deposit HK$8.73M · loan HK$13.09M · min. income ≈ HK$140,022/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$927,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,657
−HK$4,368/mo
▼ 0.25% · 3.875%
HK$71,824
−HK$2,201/mo
Today · 4.125%
HK$74,025
baseline
▲ 0.50% · 4.625%
HK$78,530
+HK$4,505/mo
Deposit HK$6.55M · loan HK$15.27M · min. income ≈ HK$148,050/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$927,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,493
−HK$4,187/mo
▼ 0.25% · 3.875%
HK$79,571
−HK$2,109/mo
Today · 4.125%
HK$81,680
baseline
▲ 0.50% · 4.625%
HK$85,985
+HK$4,305/mo
Deposit HK$6.55M · loan HK$15.27M · min. income ≈ HK$163,360/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$927,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,559
−HK$5,616/mo
▼ 0.25% · 3.875%
HK$92,345
−HK$2,830/mo
Today · 4.125%
HK$95,175
baseline
▲ 0.50% · 4.625%
HK$100,967
+HK$5,792/mo
Deposit HK$2.18M · loan HK$19.64M · min. income ≈ HK$190,350/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,634
−HK$5,383/mo
▼ 0.25% · 3.875%
HK$102,306
−HK$2,711/mo
Today · 4.125%
HK$105,017
baseline
▲ 0.50% · 4.625%
HK$110,552
+HK$5,535/mo
Deposit HK$2.18M · loan HK$19.64M · min. income ≈ HK$210,034/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,350 · Scale 2, in force from 26 Feb 2026)