LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,757
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$51,305
−HK$1,573/mo
Today · 4.125%
HK$52,878
baseline
▲ 0.50% · 4.625%
HK$56,095
+HK$3,217/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$105,756/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,355
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$56,839
−HK$1,506/mo
Today · 4.125%
HK$58,345
baseline
▲ 0.50% · 4.625%
HK$61,421
+HK$3,076/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$116,690/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,709
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$61,566
−HK$1,887/mo
Today · 4.125%
HK$63,453
baseline
▲ 0.50% · 4.625%
HK$67,314
+HK$3,861/mo
Deposit HK$8.73M · loan HK$13.09M · min. income ≈ HK$126,906/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$927,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,426
−HK$3,588/mo
▼ 0.25% · 3.875%
HK$68,207
−HK$1,807/mo
Today · 4.125%
HK$70,014
baseline
▲ 0.50% · 4.625%
HK$73,705
+HK$3,691/mo
Deposit HK$8.73M · loan HK$13.09M · min. income ≈ HK$140,028/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$927,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,660
−HK$4,369/mo
▼ 0.25% · 3.875%
HK$71,827
−HK$2,202/mo
Today · 4.125%
HK$74,029
baseline
▲ 0.50% · 4.625%
HK$78,533
+HK$4,504/mo
Deposit HK$6.55M · loan HK$15.27M · min. income ≈ HK$148,058/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$927,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,497
−HK$4,186/mo
▼ 0.25% · 3.875%
HK$79,575
−HK$2,108/mo
Today · 4.125%
HK$81,683
baseline
▲ 0.50% · 4.625%
HK$85,989
+HK$4,306/mo
Deposit HK$6.55M · loan HK$15.27M · min. income ≈ HK$163,366/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$927,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,563
−HK$5,617/mo
▼ 0.25% · 3.875%
HK$92,349
−HK$2,831/mo
Today · 4.125%
HK$95,180
baseline
▲ 0.50% · 4.625%
HK$100,971
+HK$5,791/mo
Deposit HK$2.18M · loan HK$19.64M · min. income ≈ HK$190,360/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,638
−HK$5,384/mo
▼ 0.25% · 3.875%
HK$102,311
−HK$2,711/mo
Today · 4.125%
HK$105,022
baseline
▲ 0.50% · 4.625%
HK$110,557
+HK$5,535/mo
Deposit HK$2.18M · loan HK$19.64M · min. income ≈ HK$210,044/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,392 · Scale 2, in force from 26 Feb 2026)