LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,758
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$51,305
−HK$1,573/mo
Today · 4.125%
HK$52,878
baseline
▲ 0.50% · 4.625%
HK$56,095
+HK$3,217/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$105,756/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,355
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$56,839
−HK$1,507/mo
Today · 4.125%
HK$58,346
baseline
▲ 0.50% · 4.625%
HK$61,421
+HK$3,075/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$116,692/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,709
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$61,566
−HK$1,887/mo
Today · 4.125%
HK$63,453
baseline
▲ 0.50% · 4.625%
HK$67,314
+HK$3,861/mo
Deposit HK$8.73M · loan HK$13.09M · min. income ≈ HK$126,906/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$927,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,426
−HK$3,589/mo
▼ 0.25% · 3.875%
HK$68,207
−HK$1,808/mo
Today · 4.125%
HK$70,015
baseline
▲ 0.50% · 4.625%
HK$73,705
+HK$3,690/mo
Deposit HK$8.73M · loan HK$13.09M · min. income ≈ HK$140,030/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$927,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,661
−HK$4,368/mo
▼ 0.25% · 3.875%
HK$71,828
−HK$2,201/mo
Today · 4.125%
HK$74,029
baseline
▲ 0.50% · 4.625%
HK$78,534
+HK$4,505/mo
Deposit HK$6.55M · loan HK$15.27M · min. income ≈ HK$148,058/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$927,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,497
−HK$4,187/mo
▼ 0.25% · 3.875%
HK$79,575
−HK$2,109/mo
Today · 4.125%
HK$81,684
baseline
▲ 0.50% · 4.625%
HK$85,989
+HK$4,305/mo
Deposit HK$6.55M · loan HK$15.27M · min. income ≈ HK$163,368/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$927,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,564
−HK$5,616/mo
▼ 0.25% · 3.875%
HK$92,350
−HK$2,830/mo
Today · 4.125%
HK$95,180
baseline
▲ 0.50% · 4.625%
HK$100,972
+HK$5,792/mo
Deposit HK$2.18M · loan HK$19.64M · min. income ≈ HK$190,360/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,639
−HK$5,383/mo
▼ 0.25% · 3.875%
HK$102,311
−HK$2,711/mo
Today · 4.125%
HK$105,022
baseline
▲ 0.50% · 4.625%
HK$110,558
+HK$5,536/mo
Deposit HK$2.18M · loan HK$19.64M · min. income ≈ HK$210,044/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,397 · Scale 2, in force from 26 Feb 2026)