LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,758
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$51,306
−HK$1,573/mo
Today · 4.125%
HK$52,879
baseline
▲ 0.50% · 4.625%
HK$56,096
+HK$3,217/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$105,758/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,356
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$56,840
−HK$1,506/mo
Today · 4.125%
HK$58,346
baseline
▲ 0.50% · 4.625%
HK$61,422
+HK$3,076/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$116,692/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,710
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$61,567
−HK$1,887/mo
Today · 4.125%
HK$63,454
baseline
▲ 0.50% · 4.625%
HK$67,315
+HK$3,861/mo
Deposit HK$8.73M · loan HK$13.09M · min. income ≈ HK$126,908/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$927,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,427
−HK$3,589/mo
▼ 0.25% · 3.875%
HK$68,208
−HK$1,808/mo
Today · 4.125%
HK$70,016
baseline
▲ 0.50% · 4.625%
HK$73,706
+HK$3,690/mo
Deposit HK$8.73M · loan HK$13.09M · min. income ≈ HK$140,032/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$927,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,662
−HK$4,368/mo
▼ 0.25% · 3.875%
HK$71,829
−HK$2,201/mo
Today · 4.125%
HK$74,030
baseline
▲ 0.50% · 4.625%
HK$78,535
+HK$4,505/mo
Deposit HK$6.55M · loan HK$15.27M · min. income ≈ HK$148,060/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$927,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,498
−HK$4,187/mo
▼ 0.25% · 3.875%
HK$79,576
−HK$2,109/mo
Today · 4.125%
HK$81,685
baseline
▲ 0.50% · 4.625%
HK$85,991
+HK$4,306/mo
Deposit HK$6.55M · loan HK$15.27M · min. income ≈ HK$163,370/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$927,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,565
−HK$5,617/mo
▼ 0.25% · 3.875%
HK$92,351
−HK$2,831/mo
Today · 4.125%
HK$95,182
baseline
▲ 0.50% · 4.625%
HK$100,973
+HK$5,791/mo
Deposit HK$2.18M · loan HK$19.64M · min. income ≈ HK$190,364/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,640
−HK$5,383/mo
▼ 0.25% · 3.875%
HK$102,313
−HK$2,710/mo
Today · 4.125%
HK$105,023
baseline
▲ 0.50% · 4.625%
HK$110,559
+HK$5,536/mo
Deposit HK$2.18M · loan HK$19.64M · min. income ≈ HK$210,046/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,409 · Scale 2, in force from 26 Feb 2026)