LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,761
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$51,309
−HK$1,572/mo
Today · 4.125%
HK$52,881
baseline
▲ 0.50% · 4.625%
HK$56,099
+HK$3,218/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$105,762/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,358
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$56,843
−HK$1,506/mo
Today · 4.125%
HK$58,349
baseline
▲ 0.50% · 4.625%
HK$61,425
+HK$3,076/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$116,698/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,713
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$61,570
−HK$1,887/mo
Today · 4.125%
HK$63,457
baseline
▲ 0.50% · 4.625%
HK$67,319
+HK$3,862/mo
Deposit HK$8.73M · loan HK$13.09M · min. income ≈ HK$126,914/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$927,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,430
−HK$3,589/mo
▼ 0.25% · 3.875%
HK$68,212
−HK$1,807/mo
Today · 4.125%
HK$70,019
baseline
▲ 0.50% · 4.625%
HK$73,710
+HK$3,691/mo
Deposit HK$8.73M · loan HK$13.09M · min. income ≈ HK$140,038/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$927,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,665
−HK$4,369/mo
▼ 0.25% · 3.875%
HK$71,832
−HK$2,202/mo
Today · 4.125%
HK$74,034
baseline
▲ 0.50% · 4.625%
HK$78,538
+HK$4,504/mo
Deposit HK$6.55M · loan HK$15.28M · min. income ≈ HK$148,068/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$927,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,502
−HK$4,187/mo
▼ 0.25% · 3.875%
HK$79,580
−HK$2,109/mo
Today · 4.125%
HK$81,689
baseline
▲ 0.50% · 4.625%
HK$85,995
+HK$4,306/mo
Deposit HK$6.55M · loan HK$15.28M · min. income ≈ HK$163,378/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$927,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,569
−HK$5,617/mo
▼ 0.25% · 3.875%
HK$92,355
−HK$2,831/mo
Today · 4.125%
HK$95,186
baseline
▲ 0.50% · 4.625%
HK$100,978
+HK$5,792/mo
Deposit HK$2.18M · loan HK$19.64M · min. income ≈ HK$190,372/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,645
−HK$5,383/mo
▼ 0.25% · 3.875%
HK$102,317
−HK$2,711/mo
Today · 4.125%
HK$105,028
baseline
▲ 0.50% · 4.625%
HK$110,565
+HK$5,537/mo
Deposit HK$2.18M · loan HK$19.64M · min. income ≈ HK$210,056/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,453 · Scale 2, in force from 26 Feb 2026)