LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,761
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$51,309
−HK$1,573/mo
Today · 4.125%
HK$52,882
baseline
▲ 0.50% · 4.625%
HK$56,100
+HK$3,218/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$105,764/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,359
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$56,844
−HK$1,506/mo
Today · 4.125%
HK$58,350
baseline
▲ 0.50% · 4.625%
HK$61,426
+HK$3,076/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$116,700/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,714
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$61,571
−HK$1,887/mo
Today · 4.125%
HK$63,458
baseline
▲ 0.50% · 4.625%
HK$67,320
+HK$3,862/mo
Deposit HK$8.73M · loan HK$13.09M · min. income ≈ HK$126,916/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$927,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,431
−HK$3,589/mo
▼ 0.25% · 3.875%
HK$68,213
−HK$1,807/mo
Today · 4.125%
HK$70,020
baseline
▲ 0.50% · 4.625%
HK$73,711
+HK$3,691/mo
Deposit HK$8.73M · loan HK$13.09M · min. income ≈ HK$140,040/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$927,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,666
−HK$4,369/mo
▼ 0.25% · 3.875%
HK$71,833
−HK$2,202/mo
Today · 4.125%
HK$74,035
baseline
▲ 0.50% · 4.625%
HK$78,540
+HK$4,505/mo
Deposit HK$6.55M · loan HK$15.28M · min. income ≈ HK$148,070/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$927,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,503
−HK$4,187/mo
▼ 0.25% · 3.875%
HK$79,581
−HK$2,109/mo
Today · 4.125%
HK$81,690
baseline
▲ 0.50% · 4.625%
HK$85,996
+HK$4,306/mo
Deposit HK$6.55M · loan HK$15.28M · min. income ≈ HK$163,380/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$927,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,571
−HK$5,617/mo
▼ 0.25% · 3.875%
HK$92,357
−HK$2,831/mo
Today · 4.125%
HK$95,188
baseline
▲ 0.50% · 4.625%
HK$100,979
+HK$5,791/mo
Deposit HK$2.18M · loan HK$19.64M · min. income ≈ HK$190,376/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,646
−HK$5,384/mo
▼ 0.25% · 3.875%
HK$102,319
−HK$2,711/mo
Today · 4.125%
HK$105,030
baseline
▲ 0.50% · 4.625%
HK$110,566
+HK$5,536/mo
Deposit HK$2.18M · loan HK$19.64M · min. income ≈ HK$210,060/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,468 · Scale 2, in force from 26 Feb 2026)