LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,762
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$51,310
−HK$1,572/mo
Today · 4.125%
HK$52,882
baseline
▲ 0.50% · 4.625%
HK$56,100
+HK$3,218/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$105,764/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,360
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$56,844
−HK$1,507/mo
Today · 4.125%
HK$58,351
baseline
▲ 0.50% · 4.625%
HK$61,426
+HK$3,075/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$116,702/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,714
−HK$3,745/mo
▼ 0.25% · 3.875%
HK$61,572
−HK$1,887/mo
Today · 4.125%
HK$63,459
baseline
▲ 0.50% · 4.625%
HK$67,320
+HK$3,861/mo
Deposit HK$8.73M · loan HK$13.09M · min. income ≈ HK$126,918/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$927,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,432
−HK$3,589/mo
▼ 0.25% · 3.875%
HK$68,213
−HK$1,808/mo
Today · 4.125%
HK$70,021
baseline
▲ 0.50% · 4.625%
HK$73,712
+HK$3,691/mo
Deposit HK$8.73M · loan HK$13.09M · min. income ≈ HK$140,042/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$927,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,667
−HK$4,368/mo
▼ 0.25% · 3.875%
HK$71,834
−HK$2,201/mo
Today · 4.125%
HK$74,035
baseline
▲ 0.50% · 4.625%
HK$78,540
+HK$4,505/mo
Deposit HK$6.55M · loan HK$15.28M · min. income ≈ HK$148,070/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$927,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,504
−HK$4,187/mo
▼ 0.25% · 3.875%
HK$79,582
−HK$2,109/mo
Today · 4.125%
HK$81,691
baseline
▲ 0.50% · 4.625%
HK$85,997
+HK$4,306/mo
Deposit HK$6.55M · loan HK$15.28M · min. income ≈ HK$163,382/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$927,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,572
−HK$5,616/mo
▼ 0.25% · 3.875%
HK$92,358
−HK$2,830/mo
Today · 4.125%
HK$95,188
baseline
▲ 0.50% · 4.625%
HK$100,980
+HK$5,792/mo
Deposit HK$2.18M · loan HK$19.64M · min. income ≈ HK$190,376/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,647
−HK$5,384/mo
▼ 0.25% · 3.875%
HK$102,320
−HK$2,711/mo
Today · 4.125%
HK$105,031
baseline
▲ 0.50% · 4.625%
HK$110,567
+HK$5,536/mo
Deposit HK$2.18M · loan HK$19.64M · min. income ≈ HK$210,062/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,477 · Scale 2, in force from 26 Feb 2026)