LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,764
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$51,312
−HK$1,573/mo
Today · 4.125%
HK$52,885
baseline
▲ 0.50% · 4.625%
HK$56,103
+HK$3,218/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$105,770/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,362
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$56,847
−HK$1,506/mo
Today · 4.125%
HK$58,353
baseline
▲ 0.50% · 4.625%
HK$61,429
+HK$3,076/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$116,706/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,717
−HK$3,745/mo
▼ 0.25% · 3.875%
HK$61,574
−HK$1,888/mo
Today · 4.125%
HK$63,462
baseline
▲ 0.50% · 4.625%
HK$67,323
+HK$3,861/mo
Deposit HK$8.73M · loan HK$13.09M · min. income ≈ HK$126,924/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$927,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,434
−HK$3,590/mo
▼ 0.25% · 3.875%
HK$68,216
−HK$1,808/mo
Today · 4.125%
HK$70,024
baseline
▲ 0.50% · 4.625%
HK$73,715
+HK$3,691/mo
Deposit HK$8.73M · loan HK$13.09M · min. income ≈ HK$140,048/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$927,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,670
−HK$4,369/mo
▼ 0.25% · 3.875%
HK$71,837
−HK$2,202/mo
Today · 4.125%
HK$74,039
baseline
▲ 0.50% · 4.625%
HK$78,544
+HK$4,505/mo
Deposit HK$6.55M · loan HK$15.28M · min. income ≈ HK$148,078/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$927,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,507
−HK$4,187/mo
▼ 0.25% · 3.875%
HK$79,586
−HK$2,108/mo
Today · 4.125%
HK$81,694
baseline
▲ 0.50% · 4.625%
HK$86,001
+HK$4,307/mo
Deposit HK$6.55M · loan HK$15.28M · min. income ≈ HK$163,388/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$927,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,575
−HK$5,618/mo
▼ 0.25% · 3.875%
HK$92,362
−HK$2,831/mo
Today · 4.125%
HK$95,193
baseline
▲ 0.50% · 4.625%
HK$100,985
+HK$5,792/mo
Deposit HK$2.18M · loan HK$19.64M · min. income ≈ HK$190,386/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,652
−HK$5,384/mo
▼ 0.25% · 3.875%
HK$102,324
−HK$2,712/mo
Today · 4.125%
HK$105,036
baseline
▲ 0.50% · 4.625%
HK$110,572
+HK$5,536/mo
Deposit HK$2.18M · loan HK$19.64M · min. income ≈ HK$210,072/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,516 · Scale 2, in force from 26 Feb 2026)