LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,765
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$51,313
−HK$1,572/mo
Today · 4.125%
HK$52,885
baseline
▲ 0.50% · 4.625%
HK$56,103
+HK$3,218/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$105,770/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,363
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$56,848
−HK$1,506/mo
Today · 4.125%
HK$58,354
baseline
▲ 0.50% · 4.625%
HK$61,430
+HK$3,076/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$116,708/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,718
−HK$3,745/mo
▼ 0.25% · 3.875%
HK$61,575
−HK$1,888/mo
Today · 4.125%
HK$63,463
baseline
▲ 0.50% · 4.625%
HK$67,324
+HK$3,861/mo
Deposit HK$8.73M · loan HK$13.09M · min. income ≈ HK$126,926/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$927,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,435
−HK$3,590/mo
▼ 0.25% · 3.875%
HK$68,217
−HK$1,808/mo
Today · 4.125%
HK$70,025
baseline
▲ 0.50% · 4.625%
HK$73,716
+HK$3,691/mo
Deposit HK$8.73M · loan HK$13.09M · min. income ≈ HK$140,050/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$927,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,671
−HK$4,369/mo
▼ 0.25% · 3.875%
HK$71,838
−HK$2,202/mo
Today · 4.125%
HK$74,040
baseline
▲ 0.50% · 4.625%
HK$78,545
+HK$4,505/mo
Deposit HK$6.55M · loan HK$15.28M · min. income ≈ HK$148,080/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$927,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,508
−HK$4,187/mo
▼ 0.25% · 3.875%
HK$79,587
−HK$2,108/mo
Today · 4.125%
HK$81,695
baseline
▲ 0.50% · 4.625%
HK$86,002
+HK$4,307/mo
Deposit HK$6.55M · loan HK$15.28M · min. income ≈ HK$163,390/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$927,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,577
−HK$5,617/mo
▼ 0.25% · 3.875%
HK$92,363
−HK$2,831/mo
Today · 4.125%
HK$95,194
baseline
▲ 0.50% · 4.625%
HK$100,986
+HK$5,792/mo
Deposit HK$2.18M · loan HK$19.64M · min. income ≈ HK$190,388/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,653
−HK$5,384/mo
▼ 0.25% · 3.875%
HK$102,326
−HK$2,711/mo
Today · 4.125%
HK$105,037
baseline
▲ 0.50% · 4.625%
HK$110,574
+HK$5,537/mo
Deposit HK$2.18M · loan HK$19.64M · min. income ≈ HK$210,074/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,528 · Scale 2, in force from 26 Feb 2026)