LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,765
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$51,313
−HK$1,573/mo
Today · 4.125%
HK$52,886
baseline
▲ 0.50% · 4.625%
HK$56,104
+HK$3,218/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$105,772/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,364
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$56,848
−HK$1,507/mo
Today · 4.125%
HK$58,355
baseline
▲ 0.50% · 4.625%
HK$61,431
+HK$3,076/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$116,710/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,719
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$61,576
−HK$1,887/mo
Today · 4.125%
HK$63,463
baseline
▲ 0.50% · 4.625%
HK$67,325
+HK$3,862/mo
Deposit HK$8.73M · loan HK$13.09M · min. income ≈ HK$126,926/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$927,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,436
−HK$3,590/mo
▼ 0.25% · 3.875%
HK$68,218
−HK$1,808/mo
Today · 4.125%
HK$70,026
baseline
▲ 0.50% · 4.625%
HK$73,717
+HK$3,691/mo
Deposit HK$8.73M · loan HK$13.09M · min. income ≈ HK$140,052/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$927,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,672
−HK$4,369/mo
▼ 0.25% · 3.875%
HK$71,839
−HK$2,202/mo
Today · 4.125%
HK$74,041
baseline
▲ 0.50% · 4.625%
HK$78,546
+HK$4,505/mo
Deposit HK$6.55M · loan HK$15.28M · min. income ≈ HK$148,082/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$927,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,509
−HK$4,188/mo
▼ 0.25% · 3.875%
HK$79,588
−HK$2,109/mo
Today · 4.125%
HK$81,697
baseline
▲ 0.50% · 4.625%
HK$86,003
+HK$4,306/mo
Deposit HK$6.55M · loan HK$15.28M · min. income ≈ HK$163,394/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$927,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,578
−HK$5,617/mo
▼ 0.25% · 3.875%
HK$92,364
−HK$2,831/mo
Today · 4.125%
HK$95,195
baseline
▲ 0.50% · 4.625%
HK$100,988
+HK$5,793/mo
Deposit HK$2.18M · loan HK$19.64M · min. income ≈ HK$190,390/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,655
−HK$5,384/mo
▼ 0.25% · 3.875%
HK$102,327
−HK$2,712/mo
Today · 4.125%
HK$105,039
baseline
▲ 0.50% · 4.625%
HK$110,575
+HK$5,536/mo
Deposit HK$2.18M · loan HK$19.64M · min. income ≈ HK$210,078/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,543 · Scale 2, in force from 26 Feb 2026)