LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,767
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$51,315
−HK$1,573/mo
Today · 4.125%
HK$52,888
baseline
▲ 0.50% · 4.625%
HK$56,106
+HK$3,218/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$105,776/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,365
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$56,850
−HK$1,506/mo
Today · 4.125%
HK$58,356
baseline
▲ 0.50% · 4.625%
HK$61,432
+HK$3,076/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$116,712/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,720
−HK$3,745/mo
▼ 0.25% · 3.875%
HK$61,578
−HK$1,887/mo
Today · 4.125%
HK$63,465
baseline
▲ 0.50% · 4.625%
HK$67,327
+HK$3,862/mo
Deposit HK$8.73M · loan HK$13.10M · min. income ≈ HK$126,930/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$927,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,438
−HK$3,589/mo
▼ 0.25% · 3.875%
HK$68,220
−HK$1,807/mo
Today · 4.125%
HK$70,027
baseline
▲ 0.50% · 4.625%
HK$73,719
+HK$3,692/mo
Deposit HK$8.73M · loan HK$13.10M · min. income ≈ HK$140,054/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$927,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,673
−HK$4,370/mo
▼ 0.25% · 3.875%
HK$71,841
−HK$2,202/mo
Today · 4.125%
HK$74,043
baseline
▲ 0.50% · 4.625%
HK$78,548
+HK$4,505/mo
Deposit HK$6.55M · loan HK$15.28M · min. income ≈ HK$148,086/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$927,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,511
−HK$4,188/mo
▼ 0.25% · 3.875%
HK$79,590
−HK$2,109/mo
Today · 4.125%
HK$81,699
baseline
▲ 0.50% · 4.625%
HK$86,005
+HK$4,306/mo
Deposit HK$6.55M · loan HK$15.28M · min. income ≈ HK$163,398/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$927,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,580
−HK$5,618/mo
▼ 0.25% · 3.875%
HK$92,367
−HK$2,831/mo
Today · 4.125%
HK$95,198
baseline
▲ 0.50% · 4.625%
HK$100,990
+HK$5,792/mo
Deposit HK$2.18M · loan HK$19.64M · min. income ≈ HK$190,396/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,657
−HK$5,384/mo
▼ 0.25% · 3.875%
HK$102,330
−HK$2,711/mo
Today · 4.125%
HK$105,041
baseline
▲ 0.50% · 4.625%
HK$110,578
+HK$5,537/mo
Deposit HK$2.18M · loan HK$19.64M · min. income ≈ HK$210,082/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,565 · Scale 2, in force from 26 Feb 2026)