LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,769
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$51,317
−HK$1,573/mo
Today · 4.125%
HK$52,890
baseline
▲ 0.50% · 4.625%
HK$56,108
+HK$3,218/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$105,780/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,367
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$56,852
−HK$1,506/mo
Today · 4.125%
HK$58,358
baseline
▲ 0.50% · 4.625%
HK$61,435
+HK$3,077/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$116,716/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,722
−HK$3,745/mo
▼ 0.25% · 3.875%
HK$61,580
−HK$1,887/mo
Today · 4.125%
HK$63,467
baseline
▲ 0.50% · 4.625%
HK$67,329
+HK$3,862/mo
Deposit HK$8.73M · loan HK$13.10M · min. income ≈ HK$126,934/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$927,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,440
−HK$3,590/mo
▼ 0.25% · 3.875%
HK$68,222
−HK$1,808/mo
Today · 4.125%
HK$70,030
baseline
▲ 0.50% · 4.625%
HK$73,721
+HK$3,691/mo
Deposit HK$8.73M · loan HK$13.10M · min. income ≈ HK$140,060/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$927,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,676
−HK$4,369/mo
▼ 0.25% · 3.875%
HK$71,843
−HK$2,202/mo
Today · 4.125%
HK$74,045
baseline
▲ 0.50% · 4.625%
HK$78,551
+HK$4,506/mo
Deposit HK$6.55M · loan HK$15.28M · min. income ≈ HK$148,090/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$927,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,514
−HK$4,188/mo
▼ 0.25% · 3.875%
HK$79,593
−HK$2,109/mo
Today · 4.125%
HK$81,702
baseline
▲ 0.50% · 4.625%
HK$86,008
+HK$4,306/mo
Deposit HK$6.55M · loan HK$15.28M · min. income ≈ HK$163,404/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$927,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,583
−HK$5,618/mo
▼ 0.25% · 3.875%
HK$92,370
−HK$2,831/mo
Today · 4.125%
HK$95,201
baseline
▲ 0.50% · 4.625%
HK$100,994
+HK$5,793/mo
Deposit HK$2.18M · loan HK$19.64M · min. income ≈ HK$190,402/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,661
−HK$5,384/mo
▼ 0.25% · 3.875%
HK$102,334
−HK$2,711/mo
Today · 4.125%
HK$105,045
baseline
▲ 0.50% · 4.625%
HK$110,582
+HK$5,537/mo
Deposit HK$2.18M · loan HK$19.64M · min. income ≈ HK$210,090/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,600 · Scale 2, in force from 26 Feb 2026)