LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,770
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$51,318
−HK$1,573/mo
Today · 4.125%
HK$52,891
baseline
▲ 0.50% · 4.625%
HK$56,110
+HK$3,219/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$105,782/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,369
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$56,854
−HK$1,506/mo
Today · 4.125%
HK$58,360
baseline
▲ 0.50% · 4.625%
HK$61,437
+HK$3,077/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$116,720/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,724
−HK$3,746/mo
▼ 0.25% · 3.875%
HK$61,582
−HK$1,888/mo
Today · 4.125%
HK$63,470
baseline
▲ 0.50% · 4.625%
HK$67,331
+HK$3,861/mo
Deposit HK$8.73M · loan HK$13.10M · min. income ≈ HK$126,940/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$927,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,443
−HK$3,589/mo
▼ 0.25% · 3.875%
HK$68,225
−HK$1,807/mo
Today · 4.125%
HK$70,032
baseline
▲ 0.50% · 4.625%
HK$73,724
+HK$3,692/mo
Deposit HK$8.73M · loan HK$13.10M · min. income ≈ HK$140,064/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$927,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,678
−HK$4,370/mo
▼ 0.25% · 3.875%
HK$71,846
−HK$2,202/mo
Today · 4.125%
HK$74,048
baseline
▲ 0.50% · 4.625%
HK$78,553
+HK$4,505/mo
Deposit HK$6.55M · loan HK$15.28M · min. income ≈ HK$148,096/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$927,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,516
−HK$4,188/mo
▼ 0.25% · 3.875%
HK$79,595
−HK$2,109/mo
Today · 4.125%
HK$81,704
baseline
▲ 0.50% · 4.625%
HK$86,011
+HK$4,307/mo
Deposit HK$6.55M · loan HK$15.28M · min. income ≈ HK$163,408/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$927,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,586
−HK$5,618/mo
▼ 0.25% · 3.875%
HK$92,373
−HK$2,831/mo
Today · 4.125%
HK$95,204
baseline
▲ 0.50% · 4.625%
HK$100,997
+HK$5,793/mo
Deposit HK$2.18M · loan HK$19.64M · min. income ≈ HK$190,408/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,664
−HK$5,385/mo
▼ 0.25% · 3.875%
HK$102,337
−HK$2,712/mo
Today · 4.125%
HK$105,049
baseline
▲ 0.50% · 4.625%
HK$110,586
+HK$5,537/mo
Deposit HK$2.18M · loan HK$19.64M · min. income ≈ HK$210,098/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,631 · Scale 2, in force from 26 Feb 2026)