LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,777
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$51,325
−HK$1,573/mo
Today · 4.125%
HK$52,898
baseline
▲ 0.50% · 4.625%
HK$56,117
+HK$3,219/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$105,796/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,376
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$56,861
−HK$1,507/mo
Today · 4.125%
HK$58,368
baseline
▲ 0.50% · 4.625%
HK$61,445
+HK$3,077/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$116,736/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,732
−HK$3,746/mo
▼ 0.25% · 3.875%
HK$61,590
−HK$1,888/mo
Today · 4.125%
HK$63,478
baseline
▲ 0.50% · 4.625%
HK$67,341
+HK$3,863/mo
Deposit HK$8.73M · loan HK$13.10M · min. income ≈ HK$126,956/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$927,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,452
−HK$3,590/mo
▼ 0.25% · 3.875%
HK$68,234
−HK$1,808/mo
Today · 4.125%
HK$70,042
baseline
▲ 0.50% · 4.625%
HK$73,734
+HK$3,692/mo
Deposit HK$8.73M · loan HK$13.10M · min. income ≈ HK$140,084/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$927,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,688
−HK$4,370/mo
▼ 0.25% · 3.875%
HK$71,855
−HK$2,203/mo
Today · 4.125%
HK$74,058
baseline
▲ 0.50% · 4.625%
HK$78,564
+HK$4,506/mo
Deposit HK$6.55M · loan HK$15.28M · min. income ≈ HK$148,116/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$927,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,527
−HK$4,188/mo
▼ 0.25% · 3.875%
HK$79,606
−HK$2,109/mo
Today · 4.125%
HK$81,715
baseline
▲ 0.50% · 4.625%
HK$86,023
+HK$4,308/mo
Deposit HK$6.55M · loan HK$15.28M · min. income ≈ HK$163,430/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$927,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,598
−HK$5,619/mo
▼ 0.25% · 3.875%
HK$92,385
−HK$2,832/mo
Today · 4.125%
HK$95,217
baseline
▲ 0.50% · 4.625%
HK$101,011
+HK$5,794/mo
Deposit HK$2.18M · loan HK$19.65M · min. income ≈ HK$190,434/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,677
−HK$5,386/mo
▼ 0.25% · 3.875%
HK$102,351
−HK$2,712/mo
Today · 4.125%
HK$105,063
baseline
▲ 0.50% · 4.625%
HK$110,601
+HK$5,538/mo
Deposit HK$2.18M · loan HK$19.65M · min. income ≈ HK$210,126/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,755 · Scale 2, in force from 26 Feb 2026)