LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,778
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$51,326
−HK$1,573/mo
Today · 4.125%
HK$52,899
baseline
▲ 0.50% · 4.625%
HK$56,118
+HK$3,219/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$105,798/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,377
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$56,862
−HK$1,507/mo
Today · 4.125%
HK$58,369
baseline
▲ 0.50% · 4.625%
HK$61,446
+HK$3,077/mo
Deposit HK$10.91M · loan HK$10.91M · min. income ≈ HK$116,738/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,733
−HK$3,746/mo
▼ 0.25% · 3.875%
HK$61,591
−HK$1,888/mo
Today · 4.125%
HK$63,479
baseline
▲ 0.50% · 4.625%
HK$67,342
+HK$3,863/mo
Deposit HK$8.73M · loan HK$13.10M · min. income ≈ HK$126,958/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$927,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,453
−HK$3,590/mo
▼ 0.25% · 3.875%
HK$68,235
−HK$1,808/mo
Today · 4.125%
HK$70,043
baseline
▲ 0.50% · 4.625%
HK$73,735
+HK$3,692/mo
Deposit HK$8.73M · loan HK$13.10M · min. income ≈ HK$140,086/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$927,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,689
−HK$4,370/mo
▼ 0.25% · 3.875%
HK$71,857
−HK$2,202/mo
Today · 4.125%
HK$74,059
baseline
▲ 0.50% · 4.625%
HK$78,565
+HK$4,506/mo
Deposit HK$6.55M · loan HK$15.28M · min. income ≈ HK$148,118/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$927,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,528
−HK$4,189/mo
▼ 0.25% · 3.875%
HK$79,607
−HK$2,110/mo
Today · 4.125%
HK$81,717
baseline
▲ 0.50% · 4.625%
HK$86,024
+HK$4,307/mo
Deposit HK$6.55M · loan HK$15.28M · min. income ≈ HK$163,434/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$927,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,600
−HK$5,619/mo
▼ 0.25% · 3.875%
HK$92,387
−HK$2,832/mo
Today · 4.125%
HK$95,219
baseline
▲ 0.50% · 4.625%
HK$101,013
+HK$5,794/mo
Deposit HK$2.18M · loan HK$19.65M · min. income ≈ HK$190,438/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,679
−HK$5,385/mo
▼ 0.25% · 3.875%
HK$102,352
−HK$2,712/mo
Today · 4.125%
HK$105,064
baseline
▲ 0.50% · 4.625%
HK$110,603
+HK$5,539/mo
Deposit HK$2.18M · loan HK$19.65M · min. income ≈ HK$210,128/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,771 · Scale 2, in force from 26 Feb 2026)